1928 Elm Tree Road, Kawartha Lakes, ON

$999,900
MLS#:X12344837
4 beds
4 baths
2500-3000 sqft
12.0 parking
Residential Freehold
1928 Elm Tree Road, Kawartha Lakes, ON K9V 4R1
⚠️

Property no longer active

This property was sold on November 7, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Ops. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $999,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 4 Bathrooms
  • Generous living space spanning 2500-3000 sqft on a premium 342.93 x 523.5 ft lot
  • Features a finished, walk-up basement, adding superb versatility for recreation, a home gym, or extra storage
  • 12.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Built-In Oven, Auto Garage Door Remote, In-Law Capability
  • Efficient forced air heating via oil

Description

Escape to your own private 4-acre retreat just 4 minutes from Lindsay and Hwy 7! This huge executive bungalow blends rustic charm with endless possibilities, all while surrounded by nature where deer and wild turkeys wander by on the regular. Inside is a bright, family oriented floorplan with hardwood throughout much of the space. The living room impresses with a vaulted ceiling, a stunning stone fireplace, and wall-to-wall views of your woods. The family-sized kitchen with built-in appliances is open to a comfortable dining/breakfast area featuring exposed brick and a wood stove. A den walks out to a secluded back deck perfect for morning coffee or quiet reflection. What was once an indoor pool is now an incredible main-floor family lounge with exposed brick, a fireplace, walkouts both to the front and the backyards, along with a wet bar. The primary suite is a private haven with hardwood floors, a walk-in closet, and a full ensuite. The current formal dining room can easily return to its original role as the 2nd bedroom. Downstairs, natural light floods in through oversized windows in the 2 additional bedrooms. You'll also find a 4th bathroom, a massive rec room, and 3 walk-ups providing easy access for the family. An oversized double garage connects to the kitchen and has its own lower-level walk-up. All on a paved road with quick commuter access. This is country living without compromise!

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Property Summary

This detached home located at 1928 Elm Tree Road, Kawartha Lakes is currently for sale and has been available on SousaSells for 357 days. This property is listed at $999,900 with an estimated mortgage of $3,328* per month. It has 4 beds, 4 bathrooms, and is 2500-3000 square feet. 1928 Elm Tree Road, Kawartha Lakes is in the Ops neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 4 bathrooms, this home offers ample space and comfort for growing families in Ops, Kawartha Lakes.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 4 well-appointed bathrooms
  • 2500-3000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Ops, Kawartha Lakes.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
4
Kitchens
1
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateAugust 29, 2025
Sold price information is available to members only
Listed Date8/14/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFinished, Walk-Up
Lot Size342.93 × 523.5 Feet
CountyKawartha Lakes
Annual Tax$6,025
Legal DescriptionPT W 1/2 LT 27 Con 2 OPS PT 1 57R405

Parking & Garage

Parking Total12.0
Parking Space10
Garage TypeAttached

Heating & Cooling

Heat SourceOil
Heat TypeForced Air
CoolingNone

Features

Property Features

  • Golf
  • Hospital
  • Level
  • School Bus Route
  • Wooded/Treed

Interior Features

  • Built-In Oven
  • Auto Garage Door Remote
  • In-Law Capability
  • Primary Bedroom - Main Floor

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 1928 Elm Tree Road, Kawartha Lakes, ON

Q.What is the asking price for 1928 Elm Tree Road, Kawartha Lakes, ON ?

The current listing price for 1928 Elm Tree Road, Kawartha Lakes, ON in Ops, Kawartha Lakes is $999,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 4 bathrooms across approximately 2500-3000 sqft.

Q.What property type and architectural style is 1928 Elm Tree Road, Kawartha Lakes, ON ?

1928 Elm Tree Road, Kawartha Lakes, ON is a Detached (Bungalow) featuring a Finished, Walk-Up basement.

Q.What key property features does 1928 Elm Tree Road, Kawartha Lakes, ON offer?

Key property features include: Golf, Hospital, Level, School Bus Route, Wooded/Treed.

Q.What interior features are included in this home?

Interior highlights include: Built-In Oven, Auto Garage Door Remote, In-Law Capability, Primary Bedroom - Main Floor.

Q.Is parking available at this property?

Yes, this property offers parking space for 12.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Oil and cooling via None.

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1928 Elm Tree Road, Kawartha Lakes, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1928 Elm Tree Road, Kawartha Lakes, ON K9V 4R1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

Configure Loan Settings

Interest Rate4.00%
Down Payment$299,970 (30.0%)
* Minimum Canadian down payment required for this price is $74,990.
Amortization Period30 Years
Estimated Monthly Payment$3,328Based on a loan of $699,930 over 30 years.
Purchase Price$999,900
Loan Amount$699,930
Provincial Land Transfer Tax:$16,473
Total Estimated Closing Taxes:$16,473

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $999,900 in Kawartha Lakes, the legal minimum down payment is $74,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,473 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,473.

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Ops, Kawartha Lakes Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Ops, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,890,229

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Ops, Kawartha Lakes

Elementary Schools

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Secondary Schools

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Ops, Kawartha Lakes Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.