195 North Shore Road, Kawartha Lakes, ON

$829,900
MLS#:X12440768
3 beds
2 baths
1500-2000 sqft
11.0 parking
Residential Freehold
195 North Shore Road, Kawartha Lakes, ON K0M 2B0
⚠️

Property no longer active

This property was sold on October 29, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Kirkfield. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $829,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 154 x 242 ft lot
  • Features a crawl space, none basement, adding superb versatility for recreation, a home gym, or extra storage
  • 11.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Air Exchanger, Auto Garage Door Remote, Guest Accommodations
  • equipped with central air central cooling and highly efficient heat pump heating via propane

Description

195 North Shore Road is nestled at the foot of Head Lake River. Experience the tranquility & privacy of this unique rural property which offers a serene setting where no expenses have been spared to create a luxurious and comfortable home. Spacious Great Room features soaring ceilings and a spectacular antler chandelier creating a warm and inviting atmosphere. Enjoy cozy evenings by the fireplace or open the sliding door to step out onto the deck. Large windows with breathtaking views of the western waterfront, amazing sunsets and wildlife. The custom-designed kitchen is equipped with exotic granite countertops, a farmhouse sink and a gas stove. Seamlessly blends functionality and elegance, making it ideal for both everyday living and entertaining guests. Combined dining and living boast a matching buffet and bar, with a stunning wood-burning stove surrounded by reclaimed brick. Perfect for gathering with family and friends in a cozy and welcoming environment. Spacious primary bedroom retreat features vaulted ceilings and sliding glass doors that open onto the western-facing deck. A new three-piece ensuite bathroom includes heated porcelain floors, providing a touch of luxury and comfort. The property encompasses a total .74 acres, comprising two attached lots with 154 ft of western-facing waterfront. Enjoy direct access to the water with a private dock and boat launch, providing passage to Head Lake. The large wrap-around deck and enclosed gazebo are perfect for outdoor living and entertaining. Heated Bunkie offers a comfortable space for kids or guests to stay. Three-bay insulated garage provides ample room for storage, a workbench, a wood stove, and a forced air propane furnace ideal for projects and storing recreational equipment. There is an additional large storage shed on the lot. Surrounded by the natural beauty of Queen Elizabeth Parklands is perfect for discerning buyers seeking all the luxuries of life in a slower-paced, private setting.

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Property Summary

This detached home located at 195 North Shore Road, Kawartha Lakes is currently for sale and has been available on SousaSells for 308 days. This property is listed at $829,900 with an estimated mortgage of $2,762* per month. It has 3 beds, 2 bathrooms, and is 1500-2000 square feet. 195 North Shore Road, Kawartha Lakes is in the Kirkfield neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Kirkfield, Kawartha Lakes.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Kawartha Lakes.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateOctober 29, 2025
Sold price information is available to members only
Listed Date10/2/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionWood
BasementCrawl Space, None
Lot Size154 × 242 Feet
CountyKawartha Lakes
Annual Tax$3,327.44
Legal DescriptionLT 41 RCP 543; PT RDAL DIGBY ALONG THE NORTHERLY SHORE OF HEAD LAKE, CLOSED BY R406129, PT 2, 57R8751, T/W R368239 EXCEPT EASEMENT THEREIN RE: THE CAUSEWAY AND BRIDGE ACROSS HEAD RIVER; KAWARTHA LAKES

Parking & Garage

Parking Total11.0
Parking Space8
Garage TypeDetached

Heating & Cooling

Heat SourcePropane
Heat TypeHeat Pump
CoolingCentral Air

Features

Property Features

  • Beach
  • Golf
  • Greenbelt/Conservation
  • River/Stream

Interior Features

  • Air Exchanger
  • Auto Garage Door Remote
  • Guest Accommodations
  • Primary Bedroom - Main Floor
  • Propane Tank
  • Storage
  • Ventilation System
  • Water Heater Owned
  • Water Softener
  • Water Treatment

Security Features

  • Security System

Community Features

None listed

Frequently Asked Questions about 195 North Shore Road, Kawartha Lakes, ON

Q.What is the asking price for 195 North Shore Road, Kawartha Lakes, ON ?

The current listing price for 195 North Shore Road, Kawartha Lakes, ON in Kirkfield, Kawartha Lakes is $829,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 195 North Shore Road, Kawartha Lakes, ON ?

195 North Shore Road, Kawartha Lakes, ON is a Detached (Bungalow) featuring a Crawl Space, None basement.

Q.What key property features does 195 North Shore Road, Kawartha Lakes, ON offer?

Key property features include: Beach, Golf, Greenbelt/Conservation, River/Stream.

Q.What interior features are included in this home?

Interior highlights include: Air Exchanger, Auto Garage Door Remote, Guest Accommodations, Primary Bedroom - Main Floor, Propane Tank, Storage, Ventilation System, Water Heater Owned, Water Softener, Water Treatment.

Q.What security features are installed at 195 North Shore Road, Kawartha Lakes, ON ?

Security features include: Security System.

Q.Is parking available at this property?

Yes, this property offers parking space for 11.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Propane and cooling via Central Air.

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195 North Shore Road, Kawartha Lakes, ON

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Property History

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This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 195 North Shore Road, Kawartha Lakes, ON K0M 2B0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

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Interest Rate4.00%
Down Payment$248,970 (30.0%)
* Minimum Canadian down payment required for this price is $57,990.
Amortization Period30 Years
Estimated Monthly Payment$2,762Based on a loan of $580,930 over 30 years.
Purchase Price$829,900
Loan Amount$580,930
Provincial Land Transfer Tax:$13,073
Total Estimated Closing Taxes:$13,073

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $829,900 in Kawartha Lakes, the legal minimum down payment is $57,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,073 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,073.

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Kirkfield, Kawartha Lakes Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Kirkfield, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$499,999

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Kirkfield, Kawartha Lakes

Elementary Schools

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Kirkfield, Kawartha Lakes Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.