198 Elgin Street, Kawartha Lakes, ON

$599,900
MLS#:X12454290
4 beds
2 baths
1100-1500 sqft
3.0 parking
Residential Freehold
198 Elgin Street, Kawartha Lakes, ON K9V 6B1
⚠️

Property no longer active

This property was sold on November 3, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Lindsay. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $599,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 80 x 70.79 ft lot
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Carpet Free, Workbench
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Neat & Tidy 3+1 bedroom, 2 bath bungalow in quiet Lindsay northward neighbourhood. This All Brick Bungalow has been well maintained and had many recent updates. Carpet free home has bright foyer, combined living & dining room for family gatherings and kitchen with breakfast bar with walkout to deck and good sized, fully fenced yard with new garden/storage shed. Primary bedroom has ensuite and lots of closet space. Two more good size bedrooms on the main level and another large bedroom on the lower level make this the perfect home for growing families. Cozy Rec Room, Laundry room, Workshop and bonus room (would make a great office space) finish off the basement. The Long list of updates since 2021 includes Roof, Flooring, Windows, Eaves troughing and much more (call for full list). 1.5 car garage completes the package! Quick closing is available for this lovely family home, come and visit 198 Elgin today!

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Property Summary

This detached home located at 198 Elgin Street, Kawartha Lakes is currently for sale and has been available on SousaSells for 301 days. This property is listed at $599,900 with an estimated mortgage of $1,997* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 198 Elgin Street, Kawartha Lakes is in the Lindsay neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Lindsay, Kawartha Lakes.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Lindsay, Kawartha Lakes.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateNovember 3, 2025
Sold price information is available to members only
Listed Date10/9/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFull, Partially Finished
Lot Size80 × 70.79 Acres
CountyKawartha Lakes
Annual Tax$3,895.19
Legal DescriptionLT 18 PL 612 CITY OF KAWARTHA LAKES

Parking & Garage

Parking Total3.0
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Hospital
  • Level
  • School
  • Park

Interior Features

  • Auto Garage Door Remote
  • Carpet Free
  • Workbench

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 198 Elgin Street, Kawartha Lakes, ON

Q.What is the asking price for 198 Elgin Street, Kawartha Lakes, ON ?

The current listing price for 198 Elgin Street, Kawartha Lakes, ON in Lindsay, Kawartha Lakes is $599,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 198 Elgin Street, Kawartha Lakes, ON ?

198 Elgin Street, Kawartha Lakes, ON is a Detached (Bungalow) featuring a Full, Partially Finished basement.

Q.What key property features does 198 Elgin Street, Kawartha Lakes, ON offer?

Key property features include: Hospital, Level, School, Park.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Carpet Free, Workbench.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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198 Elgin Street, Kawartha Lakes, ON

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Property History

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This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 198 Elgin Street, Kawartha Lakes, ON K9V 6B1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

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Interest Rate4.00%
Down Payment$179,970 (30.0%)
* Minimum Canadian down payment required for this price is $34,990.
Amortization Period30 Years
Estimated Monthly Payment$1,997Based on a loan of $419,930 over 30 years.
Purchase Price$599,900
Loan Amount$419,930
Provincial Land Transfer Tax:$8,473
Total Estimated Closing Taxes:$8,473

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $599,900 in Kawartha Lakes, the legal minimum down payment is $34,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,473 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,473.

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Lindsay, Kawartha Lakes Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lindsay, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$659,328

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Lindsay, Kawartha Lakes

Elementary Schools

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Secondary Schools

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Lindsay, Kawartha Lakes Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.