2 Monck Street, Kawartha Lakes, ON

$349,000
MLS#:X13633062
3 beds
2 baths
< 700 sqft
4.0 parking
Residential Freehold
2 Monck Street, Kawartha Lakes, ON K0M 2L0

Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Laxton/Digby/Longford. Expertly crafted featuring premium stone and concrete block construction, this residence presents an exceptional opportunity offered at $349,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning < 700 sqft on a premium 50 x 136.32 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

A unique opportunity for handy buyers, contractors or investors to complete a well-constructed home and create a property tailored to their needs or finish and resell. Built with an energy-efficient R30 insulated concrete form system, the home already includes many major components, including a high-efficiency furnace and air conditioning, municipal water hooked up, a new septic system, a 200-amp electrical panel, cable internet and a glass-door wood stove (not WETT). Set in a peaceful small-town neighbourhood, the property is within walking distance of local dining and a scenic riverside park, foodmarket with LCBO convenience store, and convenient access to Orillia and Lindsay. Bring your vision and complete the remaining interior work yourself or with the contractors of your choice. The property is being sold "as is, where is," without a final occupancy permit. The Buyer will be responsible for all outstanding work, municipal requirements and resolution of the approximately four-inch encroachment required before final occupancy.

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Property Summary

This detached home located at 2 Monck Street, Kawartha Lakes is currently for sale and has been available on SousaSells for 5 days. This property is listed at $349,000 with an estimated mortgage of $1,162* per month. It has 3 beds, 2 bathrooms, and is < 700 square feet. 2 Monck Street, Kawartha Lakes is in the Laxton/Digby/Longford neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Laxton/Digby/Longford, Kawartha Lakes.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • < 700 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Kawartha Lakes.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
< 700 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date8/1/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionStone, Concrete Block
BasementUnfinished
Lot Size50 × 136.32 Feet
CountyKawartha Lakes
Annual Tax$168.13
Legal DescriptionPT LT 32-33 PL 30 AS IN R199154 CITY OF KAWARTHA LAKES

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeAttached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • None

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 2 Monck Street, Kawartha Lakes, ON

Q.What is the asking price for 2 Monck Street, Kawartha Lakes, ON ?

The current listing price for 2 Monck Street, Kawartha Lakes, ON in Laxton/Digby/Longford, Kawartha Lakes is $349,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately < 700 sqft.

Q.What property type and architectural style is 2 Monck Street, Kawartha Lakes, ON ?

2 Monck Street, Kawartha Lakes, ON is a Detached (Bungalow-Raised) featuring a Unfinished basement.

Q.What interior features are included in this home?

Interior highlights include: None.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Propane and cooling via Central Air.

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2 Monck Street, Kawartha Lakes, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 2 Monck Street, Kawartha Lakes, ON K0M 2L0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

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Interest Rate4.00%
Down Payment$104,700 (30.0%)
* Minimum Canadian down payment required for this price is $17,450.
Amortization Period30 Years
Estimated Monthly Payment$1,162Based on a loan of $244,300 over 30 years.
Purchase Price$349,000
Loan Amount$244,300
Provincial Land Transfer Tax:$3,710
Total Estimated Closing Taxes:$3,710

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $349,000 in Kawartha Lakes, the legal minimum down payment is $17,450 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,710 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,710.

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Laxton/Digby/Longford, Kawartha Lakes Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Laxton/Digby/Longford, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$592,534

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Laxton/Digby/Longford, Kawartha Lakes

Elementary Schools

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Secondary Schools

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Laxton/Digby/Longford, Kawartha Lakes Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.