20 Mary Street, Kawartha Lakes, ON

$879,900
MLS#:X13621298
3 beds
1 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Lindsay. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $879,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 82.5 x 133.32 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Water Heater Owned, Water Meter
  • equipped with window unit(s) central cooling and highly efficient radiant heating via gas

Description

Heritage Rail House Reborn! - Where Heritage Meets Modern Living - Welcome to an absolute dream of a home where you can step into yesteryear with all the modern amenities of today. Located on a 1/4 acre lot on a quiet residential street in the Town of Lindsay. A welcoming rebuilt and designed front covered porch where you can rest from a full day's activities with your favourite refreshment. Step inside and enjoy a home that will fill your heart. The entire home has been renovated and remodeled with today's conveniences while keeping the period feel and charm. Check out the video and photos for a visual of the trim, doors, and hardwood floors with neutral decor throughout. Walk out from the kitchen/dining area to a patio reborn for rest and relaxation overlooking an expansive lot with irrigated lawns and gardens. Front and rear yards are beautifully landscaped with hard and softscapes complimenting this home's exterior to provide an urban curb appeal to the envy of all; complete with landscape lighting for evening enjoyment; Updates, all within the past 2 years include: water heater, plumbing throughout house, watermain to street from house, all electrical with 200 amp panel, sump pump, Smart appliances (fridge, stove, microwave) lighting, siding, facia and eves, all windows, irrigation system for lawn, professionally landscaped with stone patios , with large shade trees, evergreens and gardens, landscape lighting, stone porch with balsam fir and True North flooring, black Rundle stone pillars, washer dryer in 2nd floor laundry, bathroom with his/hers vanity, natural maple hardwood throughout, oak staircase, restored & refurbished millwork throughout, darkening blinds on 2nd floor bdrm windows/bathroom, Smart thermostats, refurbished driveway (new gravel) NOTE: This property has gone through the severance application to sever the excess land for another building lot. A buyer can complete the severance if desired. All application documents are available.

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Property Summary

This detached home located at 20 Mary Street, Kawartha Lakes is currently for sale and has been available on SousaSells for 2 days. This property is listed at $879,900 with an estimated mortgage of $2,929* per month. It has 3 beds, 1 bathroom, and is 1100-1500 square feet. 20 Mary Street, Kawartha Lakes is in the Lindsay neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in Lindsay, Kawartha Lakes.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Kawartha Lakes.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/30/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementUnfinished
Lot Size82.5 × 133.32 Feet
CountyKawartha Lakes
Annual Tax$2,961
Legal DescriptionLOT 5 N/S MARY STREET PARKLOT H1 PLAN 2P;KAWARTHA LAKES

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeRadiant
CoolingWindow Unit(s)

Features

Property Features

  • Hospital
  • Place Of Worship
  • Public Transit
  • School

Interior Features

  • Water Heater Owned
  • Water Meter

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 20 Mary Street, Kawartha Lakes, ON

Q.What is the asking price for 20 Mary Street, Kawartha Lakes, ON ?

The current listing price for 20 Mary Street, Kawartha Lakes, ON in Lindsay, Kawartha Lakes is $879,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 1 bathroom across approximately 1100-1500 sqft.

Q.What property type and architectural style is 20 Mary Street, Kawartha Lakes, ON ?

20 Mary Street, Kawartha Lakes, ON is a Detached (2-Storey) featuring a Unfinished basement.

Q.What key property features does 20 Mary Street, Kawartha Lakes, ON offer?

Key property features include: Hospital, Place Of Worship, Public Transit, School.

Q.What interior features are included in this home?

Interior highlights include: Water Heater Owned, Water Meter.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Window Unit(s).

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Location

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20 Mary Street, Kawartha Lakes, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 20 Mary Street E, Kawartha Lakes, ON K9V 1V3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

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Interest Rate4.00%
Down Payment$263,970 (30.0%)
* Minimum Canadian down payment required for this price is $62,990.
Amortization Period30 Years
Estimated Monthly Payment$2,929Based on a loan of $615,930 over 30 years.
Purchase Price$879,900
Loan Amount$615,930
Provincial Land Transfer Tax:$14,073
Total Estimated Closing Taxes:$14,073

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $879,900 in Kawartha Lakes, the legal minimum down payment is $62,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,073 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,073.

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Lindsay, Kawartha Lakes Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lindsay, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$653,175

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Lindsay, Kawartha Lakes

Elementary Schools

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Secondary Schools

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Lindsay, Kawartha Lakes Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.