22 Francis Street, Kawartha Lakes, ON

$750,000
MLS#:X13001656
5 beds
4 baths
2500-3000 sqft
11.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Lindsay. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $750,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 4 Bathrooms
  • Generous living space spanning 2500-3000 sqft on a premium 113.1 x 133 ft lot
  • Features a full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 11.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: In-Law Capability, On Demand Water Heater, Storage
  • equipped with other central cooling and highly efficient radiant heating via gas

Description

Spectacular 5-bedroom, 4-bathroom home situated on a private 113 x 133 ft. corner lot in one of the area's most sought after neighbourhoods. Ideally located just steps from top rated schools, shopping, parks, highways, and entertainment, this beautifully upgraded residence offers 2,956 sq. ft. of above grade living space. Elegant living and dining rooms showcase soaring 11 ft. ceilings, rich hardwood flooring, crown moulding, fireplaces, and oversized windows that flood the home with natural light, creating the perfect setting for both everyday living and entertaining. The spacious eat in kitchen features stainless steel appliances, abundant cabinetry, generous counter space, a functional pantry, and a welcoming dining area ideal for family gatherings. The inviting family room is highlighted by a stunning brick fireplace, large windows, and direct access to the sunroom. A separate entrance from the second driveway on Cambridge St. N, combined with a secondary staircase leading to the 4th and 5th bedrooms, provides excellent flexibility for multi generational living, in law accommodations, or private suite potential. The oversized primary bedroom serves as a peaceful retreat, complete with an ensuite bathroom, wall to wall closets, and large windows. Four additional bedrooms offer generous space and ample storage. Main floor laundry adds everyday convenience. The unfinished basement features high ceilings, above grade windows, and an expansive layout ready for future customization. Outside, the home boasts exceptional curb appeal with a manicured front yard and welcoming covered porch. The fully fenced backyard is a private oasis featuring a massive deck and mature trees, perfect for entertaining or relaxing. Two separate driveways provide parking for 10+ vehicles and are complemented by a detached oversized garage. A rare opportunity to own a spacious, versatile, and impressive family home in an exceptional location.

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Key Features

Bedrooms
5
Bathrooms
4
Kitchens
1
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 15, 2026
Sold price information is available to members only
Listed Date4/15/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementFull
Lot Size113.1 × 133 Feet
CountyKawartha Lakes
Annual Tax$6,519
Legal DescriptionPLAN 1 PT LOT 10 N FRANCIS RP 57R8587 PART 1

Parking & Garage

Parking Spaces11.0
Garage Spaces10
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeRadiant
CoolingOther

Features

Property Features

Fenced Yard, Hospital, Place Of Worship, Public Transit, Rec./Commun.Centre, School

Interior Features

In-Law Capability, On Demand Water Heater, Storage, Sump Pump, Water Softener, Water Treatment

Security Features

Community Features

Location

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22 Francis Street, Kawartha Lakes, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 22 Francis Street, Kawartha Lakes, ON K9V 3R6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

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Interest Rate5.25%
Down Payment$50,000 (6.7%)
* Minimum Canadian down payment required for this price is $50,000.
Amortization Period25 Years
Estimated Monthly Payment$4,171Based on a loan of $700,000 over 25 years.
Purchase Price$750,000
Loan Amount$700,000
Provincial Land Transfer Tax:$11,475
Total Estimated Closing Taxes:$11,475

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $750,000 in Kawartha Lakes, the legal minimum down payment is $50,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,475 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,475.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lindsay, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$631,970

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.