22 Greenwood Road, Kawartha Lakes, ON

$649,000
MLS#:X13225910
3 beds
1 baths
700-1100 sqft
10.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow rural residential located in the coveted neighborhood of Laxton/Digby/Longford. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $649,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 85 x 206 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 10.0 total parking spaces available with a convenient carport configuration
  • Notable attributes: Carpet Free
  • equipped with central air central cooling and highly efficient baseboard heating via propane

Description

Affordable year-round fully furnished bungalow at peaceful Rush Lake in Kawartha Lakes on a very private 85 x 199 ft lush treed property. Enjoy easy entry and sandy bottom in this clear limestone lake on a year-round municipal road less than 2 hours from GTA. Boat, fish, swim or paddle several kilometers of shoreline with an undeveloped Western shore, take in nature, brilliant sunsets and the sounds of the loons and Whippoorwills calling in this nature-lovers retreat. This amazing bungalow with block foundation, drilled well and over-sized septic system features a light-filled expansive living/dining room with hardwood floors, banks of windows and sliding doors to a large sun deck overlooking the lake. No boat restrictions and good fishing. This is a perfect starter or retirement place to call home. Note: The shoreline is municipally owned un-opened shore road allowance.

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Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/1/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeRural Residential
Architectural StyleBungalow
ConstructionWood
BasementCrawl Space
Lot Size85 × 206 Feet
CountyKawartha Lakes
Annual Tax$2,587
Legal DescriptionLT 7 PL 366; KAWARTHA LAKES

Parking & Garage

Parking Spaces10.0
Garage Spaces10
Garage TypeCarport

Heating & Cooling

Heat SourcePropane
Heat TypeBaseboard
CoolingCentral Air

Features

Property Features

Beach, Lake/Pond, Waterfront

Interior Features

Carpet Free

Security Features

Community Features

Location

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22 Greenwood Road, Kawartha Lakes, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 22 Greenwood Road, Kawartha Lakes, ON K0M 2B0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

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Interest Rate5.25%
Down Payment$39,900 (6.1%)
* Minimum Canadian down payment required for this price is $39,900.
Amortization Period25 Years
Estimated Monthly Payment$3,630Based on a loan of $609,100 over 25 years.
Purchase Price$649,000
Loan Amount$609,100
Provincial Land Transfer Tax:$9,455
Total Estimated Closing Taxes:$9,455

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $649,000 in Kawartha Lakes, the legal minimum down payment is $39,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,455 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,455.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Laxton/Digby/Longford, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$569,010

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.