23 Albert Street, Kawartha Lakes, ON

$550,000
MLS#:X9234686
6 beds
3 baths
3.0 parking
Residential Freehold
23 Albert Street N, Kawartha Lakes, ON K9V 4J4
⚠️

Property no longer active

This property was sold on September 3, 2024. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 3-Storey semi-detached located in the coveted neighborhood of Lindsay. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $550,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 6 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Premium 32 x 138 ft lot size
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Accessory Apartment, Carpet Free, In-Law Suite
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Spacious Turnkey Home with Backyard Oasis and In-Law Suite in the Heart of Lindsay. Opportunity awaits with this rarely offered 3-storey gem that has it all! Well-maintained and move-in ready, featuring generous living space, a landscaped backyard, and in-ground pool perfect for entertaining, along with a complete 2-bed / 1 full bath in-law suite mortgage helper with separate entrances, separate laundry, ample parking, and new roof (2022). This expansive main home spans three floors, providing abundant space for your family's needs with Four bedrooms and Two full baths, including an ensuite, a convenient second-floor den, and separate living and dining spaces. The updated kitchen boasts full-size stainless steel appliances (2022) and a main-floor washer/dryer. Large windows (2011-2014) flood the interior with natural sunlight. Original character including hardwood floors, 9' ceilings, and original trim, adds to the charm. A bonus third level offers a master or family room with skylights and a spacious 3-piece ensuite bathroom. The in-ground pool and concrete pool deck, fully-fenced backyard, enclosed front porch, and back deck provide perfect settings for privacy and outdoor relaxation and entertainment. A fully finished basement in-law suite (2016) is a valuable addition, offering privacy for family or rental income and mortgage helper. It boasts 2 bedrooms with pot lights throughout, a full kitchen, fresh vinyl floors, and a 3-piece tile bathroom. Centrally located walking distance to Kent Street and downtown business district, and minutes to uptown Lindsay, Ross Memorial Hospital, shopping, schools, and all of your necessities. Furnishings are negotiable.

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Property Summary

This detached home located at 23 Albert Street, Kawartha Lakes is currently for sale and has been available on SousaSells for 736 days. This property is listed at $550,000 with an estimated mortgage of $1,831* per month. It has 6 beds, 3 bathrooms, and is unknown square feet. 23 Albert Street, Kawartha Lakes is in the Lindsay neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 6 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Lindsay, Kawartha Lakes.

Highly Recommended for Families
What We Love About This Home
  • 6 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • Desirable Semi-Detached architecture in Lindsay, Kawartha Lakes
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Lindsay, Kawartha Lakes.

Target Buyer Match

Key Features

Bedrooms
6
Bathrooms
3
Kitchens
2
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateSeptember 3, 2024
Sold price information is available to members only
Listed Date7/31/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural Style3-Storey
ConstructionBrick
BasementFinished, Full
Lot Size32 × 138 Feet
CountyKawartha Lakes
Annual Tax$2,889.39
Legal DescriptionPT PARKLT 10 W/S ALBERT ST PL TOWN PLOT AS IN R405475; KAWARTHA LAKES

Parking & Garage

Parking Total3.0
Parking Space3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Accessory Apartment
  • Carpet Free
  • In-Law Suite

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 23 Albert Street, Kawartha Lakes, ON

Q.What is the asking price for 23 Albert Street, Kawartha Lakes, ON ?

The current listing price for 23 Albert Street, Kawartha Lakes, ON in Lindsay, Kawartha Lakes is $550,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 6 bedrooms and 3 bathrooms.

Q.What property type and architectural style is 23 Albert Street, Kawartha Lakes, ON ?

23 Albert Street, Kawartha Lakes, ON is a Semi-Detached (3-Storey) featuring a Finished, Full basement.

Q.What interior features are included in this home?

Interior highlights include: Accessory Apartment, Carpet Free, In-Law Suite.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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23 Albert Street, Kawartha Lakes, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 23 Albert Street N, Kawartha Lakes, ON K9V 4J4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

Configure Loan Settings

Interest Rate4.00%
Down Payment$165,000 (30.0%)
* Minimum Canadian down payment required for this price is $30,000.
Amortization Period30 Years
Estimated Monthly Payment$1,831Based on a loan of $385,000 over 30 years.
Purchase Price$550,000
Loan Amount$385,000
Provincial Land Transfer Tax:$7,475
Total Estimated Closing Taxes:$7,475

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $550,000 in Kawartha Lakes, the legal minimum down payment is $30,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,475 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,475.

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Lindsay, Kawartha Lakes Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lindsay, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$659,328

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Lindsay, Kawartha Lakes

Elementary Schools

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Secondary Schools

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Lindsay, Kawartha Lakes Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.