231 Mary Street, Kawartha Lakes, ON

$549,898
MLS#:X13560946
4 beds
2 baths
700-1100 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Lindsay. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $549,898 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 40 x 98.01 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Air Exchanger, Carpet Free, On Demand Water Heater
  • equipped with wall unit(s) central cooling and highly efficient baseboard heating via electric

Description

Welcome to 231 Mary St W-a beautifully updated 2+2 bedroom bungalow in a highly sought-after, walkable neighbourhood. Originally a 3-bedroom home, it has been thoughtfully reconfigured to create a spacious primary retreat with two double closets. The bright main level features hardwood flooring and a beautifully upgraded kitchen with quartz countertops, stainless steel appliances, and a modern backsplash. The finished basement with a separate side entrance offers two additional bedrooms, a cozy recreation room with a gas fireplace, a second updated 4-piece bathroom, and excellent potential for an in-law suite or future apartment. Step outside to a large rear deck overlooking the fully fenced backyard, perfect for summer entertaining. Ideally located close to Fleming College, schools, the hospital, parks, public transit, and the recreation complex. Perfect for first-time buyers, growing families, downsizers, or savvy investors!

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Property Summary

This detached home located at 231 Mary Street, Kawartha Lakes is currently for sale and has been available on SousaSells for 8 days. This property is listed at $549,898 with an estimated mortgage of $1,830* per month. It has 4 beds, 2 bathrooms, and is 700-1100 square feet. 231 Mary Street, Kawartha Lakes is in the Lindsay neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/14/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFinished
Lot Size40 × 98.01 Feet
CountyKawartha Lakes
Annual Tax$3,730.15
Legal DescriptionLT 6 PL581 KAWARTHA LAKES

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingWall Unit(s)

Features

Property Features

Hospital, Fenced Yard, Park, Public Transit, School, Rec./Commun.Centre

Interior Features

Air Exchanger, Carpet Free, On Demand Water Heater, Primary Bedroom - Main Floor

Security Features

Alarm System

Community Features

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Location

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231 Mary Street, Kawartha Lakes, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 231 Mary Street W, Kawartha Lakes, ON K9V 5K6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

Configure Loan Settings

Interest Rate4.00%
Down Payment$164,969 (30.0%)
* Minimum Canadian down payment required for this price is $29,990.
Amortization Period30 Years
Estimated Monthly Payment$1,830Based on a loan of $384,929 over 30 years.
Purchase Price$549,898
Loan Amount$384,929
Provincial Land Transfer Tax:$7,473
Total Estimated Closing Taxes:$7,473

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $549,898 in Kawartha Lakes, the legal minimum down payment is $29,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,473 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lindsay, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$653,175

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.