2311 Elm Tree Road, Kawartha Lakes, ON

$449,750
MLS#:X12947096
0 beds
0 baths
Commercial
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Property Highlights

Welcome to this remarkable office located in the coveted neighborhood of Fenelon. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $449,750 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 0 Bathrooms
  • Premium 84 x 196.23 ft lot size
  • Convenient double detached garage included
  • equipped with yes central cooling and highly efficient propane gas heating

Description

A well-maintained & updated 4458 square foot two-story brick building in Cambray. Located in Cambray at the busy junction of Elm Tree Rd & Highway 9, just minutes outside Lindsay & under an hour to Peterborough & Port Perry. Large spacious corner lot (0.41 acres) with room for additional buildings & parking. Currently used as a large office building. Commercial & residential uses permitted. Rear part of the building is already setup for a 3 bedroom 1 bathroom with kitchen living quarters for a business owner. The building could also be split into two separate office spaces with separate entrances, hydro & HVAC systems. Bonus detached 20'x 28' double garage with concrete floor. Commercial (C1) zoning allows for residential use of part of the building along with numerous alternative uses including but not limited to retail sales, health centre, commercial school, business or professional offices, restaurant, upholstering & furniture repair. Numerous updates in the last 10 years, including windows (2017), HVAC (2018), attic insulation (2021) & office renovation (2016). So much potential!

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Key Features

Property Type
Commercial

Additional Details

StatusActive
Listed Date4/1/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeOffice
Lot Size84 × 196.23 Feet
CountyKawartha Lakes
Annual Tax$4,237.64
Legal DescriptionLT 1 W/S LINDSAY ST PL 108; PT LT 2 W/S LINDSAY ST PL 108 AS IN R414879; KAWARTHA LAKES

Parking & Garage

Garage TypeDouble Detached

Heating & Cooling

Heat TypePropane Gas
CoolingYes

Features

Property Features

Interior Features

Security Features

No

Community Features

Location

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2311 Elm Tree Road, Kawartha Lakes, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 2311 Elm Tree Road, Kawartha Lakes, ON K0M 1E0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

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Interest Rate5.25%
Down Payment$22,488 (5.0%)
* Minimum Canadian down payment required for this price is $22,488.
Amortization Period25 Years
Estimated Monthly Payment$2,546Based on a loan of $427,262 over 25 years.
Purchase Price$449,750
Loan Amount$427,262
Provincial Land Transfer Tax:$5,470
Total Estimated Closing Taxes:$5,470

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $449,750 in Kawartha Lakes, the legal minimum down payment is $22,488 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,470 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,470.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Fenelon, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$784,489

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.