26 LAKE Street, Kawartha Lakes, ON

$490,000
MLS#:X13182402
2 beds
0 baths
700-1100 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Bexley. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $490,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 0 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 33.15 x 139.44 ft lot
  • 2.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor
  • Efficient other heating via other

Description

Discover the rare opportunity to own a piece of prestigious Balsam Lake waterfront and create the lakeside retreat you've always imagined. With 33 feet of waterfront on one of the most sought-after lakes in the Kawarthas, this property offers breathtaking long lake views, endless boating, and the chance to design a custom escape tailored to your vision. Tucked beneath mature trees and set along the shoreline, the existing cottage offers a footprint for inspiration while the true value lies in the incredible potential of the property itself. Imagine rebuilding into a charming modern cottage or cozy lakefront getaway where mornings begin with coffee at the water's edge and evenings are spent watching the sunset dance across the lake. Adding even more appeal is the substantial back lot offering additional space and endless possibilities for future enjoyment. Whether you envision extra outdoor entertaining areas, a Bunkie-style setup for extended family and guests, or simply room to spread out and enjoy cottage life, this property invites creativity and imagination. A well is already on site, adding to the groundwork for your future plans. Located on iconic Balsam Lake, part of the Trent-Severn Waterway, this is your chance to secure an affordable entry into a premier waterfront community and transform this special property into something truly unforgettable.

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Key Features

Bedrooms
2
0
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date5/27/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionWood
BasementNone
Lot Size33.15 × 139.44 Feet
CountyKawartha Lakes
Annual Tax$2,551
Legal DescriptionLT 13 PL 134 S/T LIFE INTEREST IN R225530; KAWARTHA LAKES

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceOther
Heat TypeOther
CoolingNone

Features

Property Features

Interior Features

Primary Bedroom - Main Floor

Security Features

Community Features

Location

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26 LAKE Street, Kawartha Lakes, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 26 LAKE Street, Kawartha Lakes, ON K0M 1K0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

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Interest Rate5.25%
Down Payment$24,500 (5.0%)
* Minimum Canadian down payment required for this price is $24,500.
Amortization Period25 Years
Estimated Monthly Payment$2,774Based on a loan of $465,500 over 25 years.
Purchase Price$490,000
Loan Amount$465,500
Provincial Land Transfer Tax:$6,275
Total Estimated Closing Taxes:$6,275

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $490,000 in Kawartha Lakes, the legal minimum down payment is $24,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,275 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,275.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Bexley, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,261,740

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.