27 St Paul Street, Kawartha Lakes, ON

$500,000
MLS#:X13119076
4 beds
2 baths
1100-1500 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Lindsay. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $500,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 45.48 x 140.04 ft lot
  • Features a full, partially finished, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome To 27 St Paul St! This Inviting 2-Storey Home Blends Timeless Character With Peace-Of-Mind Upgrades. Step Inside To Discover Warm Natural Wood Finishes And Doors That Give Every Room A Cozy Feel - The Kind Of Details You Just Don't Find In New Builds. With Three Bedrooms Upstairs Plus A Bonus Bedroom On The Lower Level, Plus A Large Attic That Offers Plenty Of Extra Storage Space. Major Mechanicals Are Already Done For You: A Brand-New Furnace And Central Air Conditioner (Both Installed March 2025) Mean Year-Round Comfort Without The Worry. Outside, The Fully Fenced Backyard Is Ready For Kids, Pets, Gardens, And Summer Evenings Around The Fire. The Detached Garage With Hydro Is Perfect For A Workshop, Hobby Space, Or Extra Storage. Just Steps To A Scenic Walking Trail And Within Easy Reach Of Local Schools.

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date5/12/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementFull, Partially Finished, Separate Entrance
Lot Size45.48 × 140.04 Feet
CountyKawartha Lakes
Annual Tax$2,742.68
Legal DescriptionPT LT 4 W/S ST. PAUL ST, 5 W/S ST. PAUL ST PL 12P AS IN R406223; KAWARTHA LAKES

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Public Transit, School, Place Of Worship, Rec./Commun.Centre, Hospital

Interior Features

None

Security Features

Community Features

Location

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27 St Paul Street, Kawartha Lakes, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 27 St Paul Street, Kawartha Lakes, ON K9V 1S3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

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Interest Rate5.25%
Down Payment$25,000 (5.0%)
* Minimum Canadian down payment required for this price is $25,000.
Amortization Period25 Years
Estimated Monthly Payment$2,831Based on a loan of $475,000 over 25 years.
Purchase Price$500,000
Loan Amount$475,000
Provincial Land Transfer Tax:$6,475
Total Estimated Closing Taxes:$6,475

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $500,000 in Kawartha Lakes, the legal minimum down payment is $25,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,475 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,475.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lindsay, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$632,161

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.