28 Prince Street, Kawartha Lakes, ON

$549,900
MLS#:X13109324
4 beds
2 baths
1100-1500 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Bobcaygeon. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $549,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 130.89 x 73.21 ft lot
  • 6.0 total parking spaces available
  • Notable attributes: Carpet Free, Water Heater Owned
  • Efficient forced air heating via propane

Description

Welcome to 28 Prince St W in the heart of Bobcaygeon-where the Kawartha lifestyle meets opportunity. This home with some updates is perfectly suited for first-time homebuyers and growing families, this maintained 4-bedroom, 2-bath home offers the ideal blend of comfort, convenience, and connection to everything the Kawarthas are known for. Walk to grocery stores, shops, restaurants, and everyday amenities, and enjoy being within walking distance to the locks along the Trent-Severn Waterway, as well as nearby access to Pigeon and Sturgeon Lakes-boating, beaches, and waterfront living without the waterfront taxes. Inside, you're welcomed by a bright open-concept kitchen, dining, and living space designed for real life-whether it's family dinners, entertaining friends, or cozy nights in. Large windows fill the home with natural light, creating a warm and inviting atmosphere throughout. The functional layout features four spacious bedrooms, two full bathrooms, and convenient main floor laundry. Step outside to your partially fenced backyard-ideal for kids, pets, and summer gatherings-with a walkout deck that extends your living space outdoors. Enjoy your own vegetable garden and a newly planted sour cherry tree that will soon become a backyard favorite. This home has seen thoughtful updates, including new toilets in both bathrooms, a new electric fireplace, new Frigidaire oven, updated door locks, and a doorbell camera with motion sensor. Additional improvements over time include vinyl siding, roof, windows, insulation, flooring, and more-making this a truly move-in ready opportunity. Set on a generous lot in a vibrant, walkable community just 90 minutes from the GTA, this is your chance to step into homeownership while embracing the lifestyle so many are searching for. Affordable. Move-in ready. Steps to the water. Walk to the locks. Live the Kawartha lifestyle.

Upcoming Open Houses

Saturday, July 11, 20262:30 PM - 4:00 PMPublic

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date5/11/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementNone
Lot Size130.89 × 73.21 Feet
CountyKawartha Lakes
Annual Tax$2,364
Legal DescriptionPT LT 8 S/S PRINCE ST PL 70 AS IN R235019; KAWARTHA LAKES

Parking & Garage

Parking Spaces6.0
Garage Spaces6
Garage TypeNone

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingNone

Features

Property Features

Beach, Level, Place Of Worship, Fenced Yard

Interior Features

Carpet Free, Water Heater Owned

Security Features

Security System

Community Features

Location

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28 Prince Street, Kawartha Lakes, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 28 Prince Street W, Kawartha Lakes, ON K0M 1A0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

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Interest Rate5.25%
Down Payment$29,990 (5.5%)
* Minimum Canadian down payment required for this price is $29,990.
Amortization Period25 Years
Estimated Monthly Payment$3,098Based on a loan of $519,910 over 25 years.
Purchase Price$549,900
Loan Amount$519,910
Provincial Land Transfer Tax:$7,473
Total Estimated Closing Taxes:$7,473

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $549,900 in Kawartha Lakes, the legal minimum down payment is $29,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,473 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,473.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Bobcaygeon, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$791,373

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.