308 Cross Creek Road, Kawartha Lakes, ON

$965,000
MLS#:X12587890
3 beds
2 baths
1100-1500 sqft
12.0 parking
Residential Freehold
308 Cross Creek Road, Kawartha Lakes, ON K9V 4R2
⚠️

Property no longer active

This property was sold on January 13, 2026. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Ops. Expertly crafted featuring premium vinyl siding and stone construction, this residence presents an exceptional opportunity offered at $965,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 260 x 206 ft lot
  • Features a full, finished with walk-out, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 12.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Water Heater Owned, Water Softener
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

Enjoy the best of country living while being just minutes from all the amenities of Lindsay. This updated and well-cared-for raised bungalow sits on a private 1.23-acre property and offers a truly move-in-ready lifestyle. The main floor features hardwood floors, 3 bedrooms, a family room, a spacious kitchen with built-in appliances, a generous dining area, and a cozy living room with a vaulted ceiling, gas fireplace, and a walkout to the deck overlooking the heated inground pool. The pool includes a new liner (2024) and is complemented by a new pool house with hydro and a covered patio (2023).The fully finished walkout basement, complete with a covered entrance, adds excellent versatility with a second 4-piece bathroom, rec. room, laundry room, plus 2 additional rooms providing plenty of space for family and guests. Car enthusiasts and hobbyists will love the oversized attached 2-car garage, which is insulated, heated, and equipped with garage door openers. A fully insulated detached 2-car garage/shop with a covered apron provides even more room for storage or projects. Additional features include: metal roof, forced-air propane heat, central air conditioning, GenerLink, and ample parking. This property offers the perfect blend of comfort, privacy, and convenience - a must-see opportunity!

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Property Summary

This detached home located at 308 Cross Creek Road, Kawartha Lakes is currently for sale and has been available on SousaSells for 250 days. This property is listed at $965,000 with an estimated mortgage of $3,212* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 308 Cross Creek Road, Kawartha Lakes is in the Ops neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Ops, Kawartha Lakes.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Kawartha Lakes.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJanuary 13, 2026
Sold price information is available to members only
Listed Date11/29/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionVinyl Siding, Stone
BasementFull, Finished with Walk-Out, Separate Entrance
Lot Size260 × 206 Feet
CountyKawartha Lakes
Annual Tax$5,202.54
Legal DescriptionPART NORTH 1/2 LOT 10 CONCESSION 4 OPS, PART 1 57R5664, SAVE AND EXCEPT PART 1 57R10921 CITY OF KAWARTHA LAKES AND PART NORTH 1/2 LOT 10 CONCESSION 4 OPS, PART 2 57R10921 CITY OF KAWARTHA LAKES

Parking & Garage

Parking Total12.0
Parking Space8
Garage TypeAttached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Clear View

Interior Features

  • Auto Garage Door Remote
  • Water Heater Owned
  • Water Softener

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 308 Cross Creek Road, Kawartha Lakes, ON

Q.What is the asking price for 308 Cross Creek Road, Kawartha Lakes, ON ?

The current listing price for 308 Cross Creek Road, Kawartha Lakes, ON in Ops, Kawartha Lakes is $965,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 308 Cross Creek Road, Kawartha Lakes, ON ?

308 Cross Creek Road, Kawartha Lakes, ON is a Detached (Bungalow-Raised) featuring a Full, Finished with Walk-Out, Separate Entrance basement.

Q.What key property features does 308 Cross Creek Road, Kawartha Lakes, ON offer?

Key property features include: Clear View.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Water Heater Owned, Water Softener.

Q.Is parking available at this property?

Yes, this property offers parking space for 12.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Propane and cooling via Central Air.

Location

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308 Cross Creek Road, Kawartha Lakes, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 308 Cross Creek Road, Kawartha Lakes, ON K9V 4R2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

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Interest Rate4.00%
Down Payment$289,500 (30.0%)
* Minimum Canadian down payment required for this price is $71,500.
Amortization Period30 Years
Estimated Monthly Payment$3,212Based on a loan of $675,500 over 30 years.
Purchase Price$965,000
Loan Amount$675,500
Provincial Land Transfer Tax:$15,775
Total Estimated Closing Taxes:$15,775

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $965,000 in Kawartha Lakes, the legal minimum down payment is $71,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $15,775 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $15,775.

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Ops, Kawartha Lakes Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Ops, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,890,229

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Ops, Kawartha Lakes

Elementary Schools

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Secondary Schools

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Ops, Kawartha Lakes Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.