33 North Water Street, Kawartha Lakes, ON

$1,295,000
MLS#:X12479494
3 beds
2 baths
2000-2500 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Coboconk. Expertly crafted featuring premium vinyl siding and wood construction, this residence presents an exceptional opportunity offered at $1,295,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 107.44 x 114 ft lot
  • Features a partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Countertop Range, Guest Accommodations
  • Efficient forced air heating via electric

Description

Rich in history, character and charm is this 1880s Victorian at the mouth of the Gull River at prestigious Balsam Lake. Only the second time this property has been offered for sale, this is your opportunity. The main house is out of a picture book with its original front door, etched stainglass, custom wooden staircase, bay windows, tin kitchen ceiling, clawfoot tub, original floors, high ceilings, naturalized gardens and its "right at home" vibe. Three bedrooms, main floor laundry, large sunroom with expansive views of the River. Several dining area options including an eat-in kitchen. Attached garage and a separate garage. The bonus and the most stunning piece of the property is the boathouse, completely refurbished with upper and lower decks, extra large boat slip, and plenty of storage on the main level. The upper level has two bedrooms, open-concept kitchen, dining and living rooms. Breathtaking views of the River and beyond. Ideal for the extended family or the perfect rental, with it's own drive and parking. Tastefully and stylishly decorated, extremely well maintained and move-in ready. The grounds have been naturalized with native plant material including mature trees and shrubs. Truly this is a ideal city escape for the discerning buyer that understands the exceptional aspects of this home. An irresistible plus is that it is in walking distance to the downtown strip of quaint Coboconk, just north of Fenelon Falls and Lindsay, within two hours of the GTA. Come take a look and fall in love.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusExtension
Listed Date10/23/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding, Wood
BasementPartial Basement
Lot Size107.44 × 114 Feet
CountyKawartha Lakes
Annual Tax$5,961.17
Legal DescriptionLT 10 E/S Water St Pl 46, Bexley; Kawartha Lakes

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceElectric
Heat TypeForced Air
CoolingNone

Features

Property Features

Beach, Lake/Pond, Marina, Rec./Commun.Centre, School, Waterfront

Interior Features

Auto Garage Door Remote, Countertop Range, Guest Accommodations, Sump Pump, Water Treatment

Security Features

Carbon Monoxide Detectors, Security System

Community Features

Location

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33 North Water Street, Kawartha Lakes, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 33 North Water Street, Kawartha Lakes, ON K0M 1K0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

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Interest Rate5.25%
Down Payment$259,000 (20.0%)
* Minimum Canadian down payment required for this price is $259,000.
Amortization Period25 Years
Estimated Monthly Payment$6,174Based on a loan of $1,036,000 over 25 years.
Purchase Price$1,295,000
Loan Amount$1,036,000
Provincial Land Transfer Tax:$22,375
Total Estimated Closing Taxes:$22,375

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $1,295,000 in Kawartha Lakes, the legal minimum down payment is $259,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $22,375 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $22,375.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Coboconk, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,277,290

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.