34 Rideau Drive, Kawartha Lakes, ON

$1,100,000
MLS#:X13213800
4 beds
2 baths
2000-2500 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Sidesplit detached located in the coveted neighborhood of Verulam. Expertly crafted featuring premium board & batten and vinyl siding construction, this residence presents an exceptional opportunity offered at $1,100,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 90.66 x 170.14 ft lot
  • Features a half, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Primary Bedroom - Main Floor, Storage, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

Ideally positioned between the charming communities of Bobcaygeon & Fenelon Falls, this exceptional & affordable waterfront property offers direct canal access to the highly desirable Sturgeon Lake & Trent-Severn Waterway system. Whether you are seeking a year-round residence or cottage retreat, this property delivers the perfect balance of comfort, recreation, & scenic beauty. Enjoy boating, fishing, swimming & a wide range of lakeside recreational activities directly from your property. Relax by the water's edge on the sitting dock or unwind on the expansive deck & hot tub while taking in the tranquil natural surroundings. Upon entering the home, you are welcomed by a spacious foyer featuring wall to wall built-in cabinetry & abundant storage. This beautifully updated 3-bdrm, 2-bath residence includes a remarkable addition completed approximately eight years ago, distinguished by soaring ceilings & an expansive great room with generous living & dining spaces. Step out onto the large deck overlooking the water, an ideal setting for entertaining or enjoying the scenic views. The open-concept kitchen is thoughtfully designed with an eat in area, a sit up island, access to the deck & waterfront. The primary bedroom also features access to the deck & is complemented by a semi ensuite spa-inspired 5-piece bathroom complete with a luxurious wet room, separate shower & stand alone tub. The guest 2 piece bathroom includes the laundry area. The upper loft provides a bright & versatile space suitable for a home office or additional living space. The finished lower level offers further flexibility as a family rm, games rm or additional bedroom. Highlights include an armour stone retaining wall, limestone pathways upgraded SS appliances, a whole-home Generac generator & a MONITORED SECURITY SYSTEM, all situated on a private street.

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date5/29/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleSidesplit
ConstructionBoard & Batten , Vinyl Siding
BasementHalf, Partially Finished
Lot Size90.66 × 170.14 Feet
CountyKawartha Lakes
Annual Tax$4,503.6
Legal DescriptionPT LT 14 CON 3 VERULAM AS IN R449479; T/W R449479 CITY OF KAWARTHA LAKES

Parking & Garage

Parking Spaces4.0
Garage Spaces3
Garage TypeDetached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Golf, Lake Access, Waterfront

Interior Features

Primary Bedroom - Main Floor, Storage, Water Heater Owned, Water Softener

Security Features

Alarm System, Monitored, Carbon Monoxide Detectors, Security System, Smoke Detector

Community Features

Location

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34 Rideau Drive, Kawartha Lakes, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 34 Rideau Drive, Kawartha Lakes, ON K0M 1N0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

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Interest Rate5.25%
Down Payment$220,000 (20.0%)
* Minimum Canadian down payment required for this price is $220,000.
Amortization Period25 Years
Estimated Monthly Payment$5,244Based on a loan of $880,000 over 25 years.
Purchase Price$1,100,000
Loan Amount$880,000
Provincial Land Transfer Tax:$18,475
Total Estimated Closing Taxes:$18,475

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $1,100,000 in Kawartha Lakes, the legal minimum down payment is $220,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $18,475 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $18,475.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Verulam, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$814,476

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.