3534 Monck Road, Kawartha Lakes, ON

$669,000
MLS#:X13519718
3 beds
1 baths
700-1100 sqft
10.0 parking
Residential Freehold
Residential Freehold for sale - 3 Bed, 1 Bath Home at 3534 Monck Road Kawartha Lakes ON listed at $669,000 (MLS# X13519718) - Main View
For Sale
Added:Jul 3, 2026(75 days ago)
Updated:Jul 3, 2026(75 days ago)
Last Checked:20 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Laxton/Digby/Longford. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $669,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 74 x 288 ft lot
  • Features a partial basement, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 10.0 total parking spaces available
  • Notable attributes: Carpet Free, Sump Pump, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

This 3 bedroom year-round home or cottage on the Shadow Lake System has a multitude of features desired by most waterfront buyers. The large 0.64 acre lot is south facing and features 74 ft of dive-off-the dock weed-free swimming in the the famously clear and gently flowing Gull River. The back yard is large and level, with plenty of open lawn for outdoor activities. The cottage is sited close to the water and the wall-to-wall windows in the main living area provide spectacular views. Recent (2024) upgrades include new flooring and interior paint throughout, quartz counters, and a renovated bathroom. Othe enhancements include a newer propane furnace and a/c, newer windows, and an air-tight wood-burning fireplace. The Primary is very spacious and has a walk-out to a glass railing deck overlooking the river. The basement features a marine-rail boat house, a sauna and the utility room. The floating dock is low-maintenance and stays in the water year-round. Recreational opportunities abound as Shadow Lake is a short boat ride down the river, a golf course is a 6 minute drive away, and there is easy access to an extensive network of ATV and snowmobile trails. The property is accessed by a paved municipal road and services and restaurants in Norland and Coboconk are within a short drive. The property is being sold turn-key with almost all furniture and furnishings included, and a short closing is possible.

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Property Summary

This detached home located at 3534 Monck Road, Kawartha Lakes is currently for sale and has been available on SousaSells for 75 days. This property is listed at $669,000 with an estimated mortgage of $2,227* per month. It has 3 beds, 1 bathroom, and is 700-1100 square feet. 3534 Monck Road, Kawartha Lakes is in the Laxton/Digby/Longford neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in Laxton/Digby/Longford, Kawartha Lakes.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Kawartha Lakes.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$669,000
AddedJul 3, 2026 (75 days ago)
UpdatedJul 3, 2026 (75 days ago)
Last Checked20 minutes ago
Transaction TypeFor Sale
List Office NameKawartha Waterfront Realty Inc.

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementPartial Basement, Unfinished
Lot Size74 Ă— 288 Feet
CountyKawartha Lakes
Annual Tax$3,480
Rental ItemsPropane tank
Legal DescriptionPT LT D CON A SOMERVILLE AS IN R298899 CITY OF KAWARTHA LAKES; PT SHORE RDAL SOMERVILLE ALONG THE GULL RIVER PART 1 ON 57R10667 CITY OF KAWARTHA LAKES

Parking & Garage

Parking Total10.0
Parking Space10
Garage TypeNone

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Golf
  • Lake Access
  • River/Stream
  • School Bus Route

Interior Features

  • Carpet Free
  • Sump Pump
  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Kawartha Lakes Home Buyer Advisory & Market HubActive MLS® Listing in Kawartha Lakes, Ontario

Looking to Buy a Home in Kawartha Lakes?

If you are looking for a house in Kawartha Lakes or researching Kawartha Lakes real estate for sale, this 3-bedroom detached at 3534 Monck Road, Kawartha Lakes, ON offers an exceptional opportunity to buy a home in Kawartha Lakes, Ontario. Whether you are a first-time Kawartha Lakes home buyer or comparing active Kawartha Lakes MLS® homes for sale, working with a dedicated Kawartha Lakes buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Kawartha Lakes Homes for Sale & MLS® Listings

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Dedicated Kawartha Lakes Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Kawartha Lakes realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Kawartha Lakes Buyer Budget & Costs

Estimated mortgage: $2,227*/month*. Estimated Ontario Land Transfer Tax: $9,855. First-time Kawartha Lakes home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Kawartha Lakes

Frequently Asked Questions about 3534 Monck Road, Kawartha Lakes, ON

Q.What is the asking price for 3534 Monck Road, Kawartha Lakes, ON ?

The current listing price for 3534 Monck Road, Kawartha Lakes, ON in Laxton/Digby/Longford, Kawartha Lakes is $669,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 1 bathroom across approximately 700-1100 sqft.

Q.What property type and architectural style is 3534 Monck Road, Kawartha Lakes, ON ?

3534 Monck Road, Kawartha Lakes, ON is a Detached (Bungalow) featuring a Partial Basement, Unfinished basement.

Q.What key property features does 3534 Monck Road, Kawartha Lakes, ON offer?

Key property features include: Golf, Lake Access, River/Stream, School Bus Route.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, Sump Pump, Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 10.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Propane and cooling via Central Air.

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Location

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3534 Monck Road, Kawartha Lakes, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Laxton/Digby/Longford, Kawartha Lakes

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 3534 Monck Road, Kawartha Lakes, ON K0M 2L0

Estimated Sales Range
$636,000 - $656,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

Configure Loan Settings

Interest Rate4.00%
Down Payment$200,700 (30.0%)
* Minimum Canadian down payment required for this price is $41,900.
Amortization Period30 Years
Estimated Monthly Payment$2,227Based on a loan of $468,300 over 30 years.
Purchase Price$669,000
Loan Amount$468,300
Provincial Land Transfer Tax:$9,855
Total Estimated Closing Taxes:$9,855

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $669,000 in Kawartha Lakes, the legal minimum down payment is $41,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,855 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,855.

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Laxton/Digby/Longford, Kawartha Lakes Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Laxton/Digby/Longford, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$592,534

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Laxton/Digby/Longford, Kawartha Lakes

Elementary Schools

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Secondary Schools

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Laxton/Digby/Longford, Kawartha Lakes Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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