36 Mill Street, Kawartha Lakes, ON
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Lindsay. Expertly crafted featuring premium asbestos siding and vinyl siding construction, this residence presents an exceptional opportunity offered at $404,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
- Generous living space spanning 1500-2000 sqft on a premium 80.03 x 82.45 ft lot
- Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 4.0 total parking spaces available
- Notable attributes: None
- Efficient forced air heating via gas
Description
Welcome to 36 Mill Street! Positioned on a large corner lot in a convenient area of Lindsay, this duplex offers an excellent opportunity for buyers seeking flexibility, income potential, and a future upside. Whether you are entering the market, expanding your investment portfolio or looking for a home with supplemental rental income, this property presents strong value. The upper unit features a bright and functional 2-bedroom layout that is ready for immediate occupancy or tenancy. The lower level contains a second 2-bedroom unit that is partially completed, giving the next owner the chance to finish the space to their liking and unlock additional revenue potential. The generous corner lot provides added outdoor space, easier access and a large driveway with lots of room for parking, making the property even more attractive for both owners and tenants. With Two separate living areas and multiple use possibilities, this is a property that can adapt to a variety of goals. Located just minutes from downtown, schools, parks, shopping, restaurants and essential amenities, the location adds everyday convenience and long-term appeal. Opportunities like this are hard to find - own a versatile duplex with room to grow in one of Lindsay's most practical locations.
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 36 Mill Street, Kawartha Lakes, ON K9V 2L4
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Properties in this area are selling at a steady pace.
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About Purchasing a Home in Kawartha Lakes, ON
For a property listed at $404,999 in Kawartha Lakes, the legal minimum down payment is $20,250 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,575 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,575.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.