3639 Monck Road, Kawartha Lakes, ON

$324,900
MLS#:X12447070
3 beds
1 baths
1100-1500 sqft
4.0 parking
Residential Freehold
3639 Monck Road, Kawartha Lakes, ON K0M 2L0
⚠️

Property no longer active

This property was sold on October 12, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Somerville. Expertly crafted featuring premium vinyl siding and stone construction, this residence presents an exceptional opportunity offered at $324,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 101 x 150 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Water Heater Owned
  • Efficient forced air heating via oil

Description

Affordable Waterfront Living on Gull River - Shadow Lake. Discover the potential of this 3-bedroom bungalow with deeded waterfront access on the scenic Gull River, part of the Shadow Lake system. Located just east of Norland village, this property offers year-round living on a municipally maintained road. Step across the street to your own private shoreline - perfect for canoeing, kayaking, fishing, swimming, or boating. Whether you're seeking a peaceful retreat or an active outdoor lifestyle, the choice is yours. This home is a fixer-upper, ready for your personal touch. It features a drilled well, septic system, and forced air furnace, providing a solid foundation for an affordable waterfront investment. Immediate possession available - start your lakeside journey today!

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Property Summary

This detached home located at 3639 Monck Road, Kawartha Lakes is currently for sale and has been available on SousaSells for 304 days. This property is listed at $324,900 with an estimated mortgage of $1,081* per month. It has 3 beds, 1 bathroom, and is 1100-1500 square feet. 3639 Monck Road, Kawartha Lakes is in the Somerville neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in Somerville, Kawartha Lakes.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Kawartha Lakes.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateOctober 12, 2025
Sold price information is available to members only
Listed Date10/6/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding, Stone
BasementCrawl Space
Lot Size101 × 150 Feet
CountyKawartha Lakes
Annual Tax$2,075.24
Legal DescriptionPT LT 1 PL 293 AS IN R428765; KAWARTHA LAKES PT SHORE RDAL SOMERVILLE CLOSED BY R114781, PT 8, 57R2557; KAWARTHA LAKES

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

Heat SourceOil
Heat TypeForced Air
CoolingNone

Features

Property Features

  • Level
  • Sloping
  • Waterfront

Interior Features

  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 3639 Monck Road, Kawartha Lakes, ON

Q.What is the asking price for 3639 Monck Road, Kawartha Lakes, ON ?

The current listing price for 3639 Monck Road, Kawartha Lakes, ON in Somerville, Kawartha Lakes is $324,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 1 bathroom across approximately 1100-1500 sqft.

Q.What property type and architectural style is 3639 Monck Road, Kawartha Lakes, ON ?

3639 Monck Road, Kawartha Lakes, ON is a Detached (Bungalow) featuring a Crawl Space basement.

Q.What key property features does 3639 Monck Road, Kawartha Lakes, ON offer?

Key property features include: Level, Sloping, Waterfront.

Q.What interior features are included in this home?

Interior highlights include: Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Oil and cooling via None.

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3639 Monck Road, Kawartha Lakes, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 3639 Monck Road, Kawartha Lakes, ON K0M 2L0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

Configure Loan Settings

Interest Rate4.00%
Down Payment$97,470 (30.0%)
* Minimum Canadian down payment required for this price is $16,245.
Amortization Period30 Years
Estimated Monthly Payment$1,081Based on a loan of $227,430 over 30 years.
Purchase Price$324,900
Loan Amount$227,430
Provincial Land Transfer Tax:$3,349
Total Estimated Closing Taxes:$3,349

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $324,900 in Kawartha Lakes, the legal minimum down payment is $16,245 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,349 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,349.

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Somerville, Kawartha Lakes Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Somerville, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$791,503

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Somerville, Kawartha Lakes

Elementary Schools

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Secondary Schools

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Somerville, Kawartha Lakes Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.