45 Mill Street, Kawartha Lakes, ON
Property Highlights
Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Lindsay. Expertly crafted featuring premium brick and stucco (plaster) construction, this residence presents an exceptional opportunity offered at $479,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms
- Generous living space spanning 1100-1500 sqft on a premium 67.82 x 171.82 ft lot
- Features a partially finished, walk-up basement, adding superb versatility for recreation, a home gym, or extra storage
- Ample parking with 0.0 garage spaces (2.0 total parking spaces)
- Notable attributes: Primary Bedroom - Main Floor, Water Heater Owned
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to 45 Mill Street in Lindsay, a beautifully maintained 1.5-storey century home offering timeless character, thoughtful updates, and the convenience of main-floor living. Situated on a generous 0.267-acre lot in town, this charming 3-bedroom, 2-bathroom home showcases the craftsmanship of a bygone era with original wood trim, impressive 10-foot main-floor ceilings, large windows, and solid double-brick construction. The spacious main level features a formal living and dining room, along with a welcoming eat-in kitchen complete with custom wood cabinetry and plenty of space to gather. Designed with convenience in mind, the main floor also offers a primary bedroom with an updated ensuite bathroom, a second bedroom that could easily serve as a home office, and main-floor laundry. Everything you need for comfortable everyday living is conveniently located on one level! Upstairs, you'll find a third bedroom and full bathroom featuring a classic clawfoot tub, adding to the home's historic charm. The partially finished basement provides additional living space with a comfortable recreation room, along with storage and utility space. Lovingly cared for over the years, the home has benefited from several important improvements, including updated shingles, soffit and fascia (2024), an updated electrical panel (2026), vinyl plank flooring, an updated forced-air natural gas furnace, and central air conditioning. Outside, the spacious lot offers mature trees and plenty of green space, while the rear deck provides a great setting for outdoor dining and entertaining. The enclosed front screened-in porch offers another inviting space to relax and enjoy the outdoors. Whether you're looking to simplify your lifestyle with main-floor living or appreciate the warmth and character of a well-preserved century home, 45 Mill Street offers a wonderful blend of historic charm, modern comfort, and everyday practicality.
Upcoming Open Houses
1 ScheduledWaiting for a price change? Get an instant notification if the seller reduces the asking price.
Schedule a Tour
Contact us to schedule a private viewing of this property.
Contact Agent
Property Summary
This detached home located at 45 Mill Street, Kawartha Lakes is currently for sale and has been available for 0 days. This property is listed at $479,900 with an estimated mortgage of $1,597* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 45 Mill Street, Kawartha Lakes is in the Lindsay neighborhood.
Work with the SOUSA TEAM to unlock your .
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Lindsay, Kawartha Lakes.
- •3 spacious bedroom layout offering versatile living space
- •2 well-appointed bathrooms
- •1100-1500 sqft of generous functional square footage
Families, couples, or downsizers looking for a well-proportioned home in Kawartha Lakes.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
None listed
Interior Features
- Primary Bedroom - Main Floor
- Water Heater Owned
Security Features
None listed
Community Features
None listed
Property History
No historical data available for this property.
This could be the first listing for this address.
Looking to Buy a Home in Kawartha Lakes?
If you are looking for a house in Kawartha Lakes or researching Kawartha Lakes real estate for sale, this 3-bedroom detached at 45 Mill Street, Kawartha Lakes, ON offers an exceptional opportunity to buy a home in Kawartha Lakes, Ontario. Whether you are a first-time Kawartha Lakes home buyer or comparing active Kawartha Lakes MLS® homes for sale, working with a dedicated Kawartha Lakes buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.
Kawartha Lakes Homes for Sale & MLS® Listings
Browse all verified Kawartha Lakes real estate listings, compare active Kawartha Lakes houses for sale, and view brand new MLS® inventory before it hits the open market.
Dedicated Kawartha Lakes Buyer Agent
Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Kawartha Lakes realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.
Kawartha Lakes Buyer Budget & Costs
Estimated mortgage: $1,597*/month*. Estimated Ontario Land Transfer Tax: $6,073. First-time Kawartha Lakes home buyers may qualify for up to $8,475 in rebates.
Frequently Asked Questions: Buying a Home in Kawartha Lakes
Frequently Asked Questions about 45 Mill Street, Kawartha Lakes, ON
Q.What is the asking price for 45 Mill Street, Kawartha Lakes, ON ?
The current listing price for 45 Mill Street, Kawartha Lakes, ON in Lindsay, Kawartha Lakes is $479,900.
Q.How many bedrooms and bathrooms does this property have?
This property features 3 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.
Q.What property type and architectural style is 45 Mill Street, Kawartha Lakes, ON ?
45 Mill Street, Kawartha Lakes, ON is a Detached (1 1/2 Storey) featuring a Partially Finished, Walk-Up basement.
Q.What interior features are included in this home?
Interior highlights include: Primary Bedroom - Main Floor, Water Heater Owned.
Q.Is parking available at this property?
Yes, this property offers parking space for 2.0 vehicles (None).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via Central Air.
Virtual Tour & 3D Walkthrough
Location
Google Street View
Open in Google MapsNeighborhood Safety & Crime Analytics
Lindsay, Kawartha Lakes
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Pricing & Value Insights
Data-driven valuation for 45 Mill Street, Kawartha Lakes, ON K9V 2L5
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Mortgage & Affordability Audit
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.
Configure Loan Settings
About Purchasing a Home in Kawartha Lakes, ON
For a property listed at $479,900 in Kawartha Lakes, the legal minimum down payment is $23,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,073 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,073.
Similar Listings in Lindsay, Kawartha Lakes
Explore all Just Listed Homes in Kawartha Lakes →Lindsay, Kawartha Lakes Neighborhood Guide
Comprehensive city-wide demographics, local real estate stats, and school rankings for Lindsay, Kawartha Lakes.
People & Families
Age Distribution
Household Composition
Top Ethnic Origins
Best Schools in Lindsay, Kawartha Lakes
Elementary Schools
Secondary Schools
Lindsay, Kawartha Lakes Demographic Home information
Structural Home Types
Tenure (Ownership vs Rental)
Need more details or a custom CMA?
Generate a full market evaluation or explore city guides using the sidebar links.
Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
Similar Active Listings in Kawartha Lakes
Compare prices, square footage, and school zones for similar Residential Freehold nearby
42 Pavillion Road, Kawartha Lakes
3 bed, 1 bath Detached for sale in Verulam. View photos, price history, school ratings & sold comps.
114 Colborne Street, Kawartha Lakes
3 bed, 2 bath Detached for sale in Lindsay. View photos, price history, school ratings & sold comps.
100 Reid Street, Kawartha Lakes
2 bed, 2 bath Detached for sale in Bobcaygeon. View photos, price history, school ratings & sold comps.
96 Elgin Street, Kawartha Lakes
6 bed, 3 bath Detached for sale in Lindsay. View photos, price history, school ratings & sold comps.