45 Queen Street, Kawartha Lakes, ON

$543,000
MLS#:X8421910
4 beds
2 baths
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Lindsay. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $543,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Premium 69.46 x 88.42 ft lot size
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor, Water Heater Owned
  • Efficient forced air heating via gas

Description

Experience the charm and comfort in this detached home located in the heart of Lindsay. Boasting 4 bedrooms & 2 bathrooms this home offers ample space for your family to relax & unwind. Situated on a double wide lot, the property provides a private oasis in a bustling downtown setting, with convenient access to to nearby trails, parks, shopping, restaurants and schools. Step into a backyard retreat, with perennial gardens, featuring an above ground pool and a gazebo where you can entertain guests. The updated kitchen and bathrooms showcase modern amenities. With its blend of character & convenience this home offers comfortable living in a prime location.

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Property Summary

This detached home located at 45 Queen Street, Kawartha Lakes is currently for sale and has been available on SousaSells for 762 days. This property is listed at $543,000 with an estimated mortgage of $1,807* per month. It has 4 beds, 2 bathrooms, and is unknown square feet. 45 Queen Street, Kawartha Lakes is in the Lindsay neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateAugust 19, 2024
Sold price information is available to members only
Listed Date6/10/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionBrick
BasementFull, Unfinished
Lot Size69.46 × 88.42 Feet
CountyKawartha Lakes
Annual Tax$2,806.03
Legal DescriptionPT LT 12 SN KING ST PL 15P as in VT50808; City of Kawartha Lakes

Parking & Garage

Parking Spaces6.0
Garage Spaces6
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Fenced Yard, Golf, Rec./Commun.Centre, River/Stream, School, Park

Interior Features

Primary Bedroom - Main Floor, Water Heater Owned

Security Features

Community Features

Location

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45 Queen Street, Kawartha Lakes, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 45 Queen Street, Kawartha Lakes, ON K9V 1G3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

Configure Loan Settings

Interest Rate4.00%
Down Payment$162,900 (30.0%)
* Minimum Canadian down payment required for this price is $29,300.
Amortization Period30 Years
Estimated Monthly Payment$1,807Based on a loan of $380,100 over 30 years.
Purchase Price$543,000
Loan Amount$380,100
Provincial Land Transfer Tax:$7,335
Total Estimated Closing Taxes:$7,335

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $543,000 in Kawartha Lakes, the legal minimum down payment is $29,300 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,335 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,335.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lindsay, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$653,333

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.