46 Simcoe Street, Kawartha Lakes, ON

$499,000
MLS#:X12421129
2 beds
1 baths
< 700 sqft
8.0 parking
Residential Freehold
46 Simcoe Street, Kawartha Lakes, ON K9V 2G7
⚠️

Property no longer active

This property was sold on September 29, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Lindsay. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $499,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning < 700 sqft on a premium 52.8 x 165 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Carpet Free, Primary Bedroom - Main Floor, Separate Hydro Meter
  • Efficient forced air heating via gas

Description

Perfect Combo: Modern Bungalow & Contractors Workshop. Updated 2-bedroom 1 bathroom turn-key bungalow on a 52 x 165 ft private, fenced lot with mature trees. Renovations in recent years include a newer galley kitchen, appliances, 4-pc bath & vinyl floors, trim/doors, insulation, drywall, and a cozy high-efficiency gas fireplace. Exterior upgrades: steel roof, vinyl siding, soffit, fascia & eaves (2025) plus recent fencing. Another highlight is the 25 x 35 ft heated workshop/garage with 16 ft clearance, two overhead doors (10x10 & 6x8, 2023), cement floor, updated hydro, wiring & insulation (2022) perfect for hobbyists, contractors, or large vehicles. Park the RV or boat! Extras: 2 enclosed porches, 100 AMP panel, owned hot water tank (2024), fibre optics in area. Walk to schools, parks & downtown. Pre-inspected for peace of mind!

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Property Summary

This detached home located at 46 Simcoe Street, Kawartha Lakes is currently for sale and has been available on SousaSells for 317 days. This property is listed at $499,000 with an estimated mortgage of $1,661* per month. It has 2 beds, 1 bathroom, and is < 700 square feet. 46 Simcoe Street, Kawartha Lakes is in the Lindsay neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Lindsay, Kawartha Lakes.

Great for Small Household / Couples
What We Love About This Home
  • 2 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • < 700 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
< 700 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateSeptember 29, 2025
Sold price information is available to members only
Listed Date9/23/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionAluminum Siding
BasementCrawl Space
Lot Size52.8 × 165 Feet
CountyKawartha Lakes
Annual Tax$2,334.2
Legal DescriptionPT LT 5 E/S SIMCOE ST PL 15P AS IN VT78377 CITY OF KAWARTHA LAKES

Parking & Garage

Parking Total8.0
Parking Space5
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

  • Hospital
  • Library
  • Park
  • Place Of Worship
  • School
  • Fenced Yard

Interior Features

  • Carpet Free
  • Primary Bedroom - Main Floor
  • Separate Hydro Meter
  • Water Heater Owned

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 46 Simcoe Street, Kawartha Lakes, ON

Q.What is the asking price for 46 Simcoe Street, Kawartha Lakes, ON ?

The current listing price for 46 Simcoe Street, Kawartha Lakes, ON in Lindsay, Kawartha Lakes is $499,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately < 700 sqft.

Q.What property type and architectural style is 46 Simcoe Street, Kawartha Lakes, ON ?

46 Simcoe Street, Kawartha Lakes, ON is a Detached (Bungalow) featuring a Crawl Space basement.

Q.What key property features does 46 Simcoe Street, Kawartha Lakes, ON offer?

Key property features include: Hospital, Library, Park, Place Of Worship, School, Fenced Yard.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, Primary Bedroom - Main Floor, Separate Hydro Meter, Water Heater Owned.

Q.What security features are installed at 46 Simcoe Street, Kawartha Lakes, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 8.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via None.

Location

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46 Simcoe Street, Kawartha Lakes, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 46 Simcoe Street, Kawartha Lakes, ON K9V 2G7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

Configure Loan Settings

Interest Rate4.00%
Down Payment$149,700 (30.0%)
* Minimum Canadian down payment required for this price is $24,950.
Amortization Period30 Years
Estimated Monthly Payment$1,661Based on a loan of $349,300 over 30 years.
Purchase Price$499,000
Loan Amount$349,300
Provincial Land Transfer Tax:$6,455
Total Estimated Closing Taxes:$6,455

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $499,000 in Kawartha Lakes, the legal minimum down payment is $24,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,455 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,455.

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Lindsay, Kawartha Lakes Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lindsay, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$659,328

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Lindsay, Kawartha Lakes

Elementary Schools

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Secondary Schools

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Lindsay, Kawartha Lakes Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.