5 Mill Street, Kawartha Lakes, ON

$559,900
MLS#:X12100791
5 beds
3 baths
2500-3000 sqft
3.0 parking
Residential Freehold
5 Mill Street, Kawartha Lakes, ON K9V 2K7
⚠️

Property no longer active

This property was sold on May 10, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2 1/2 Storey duplex located in the coveted neighborhood of Lindsay. Expertly crafted featuring premium aluminum siding and brick construction, this residence presents an exceptional opportunity offered at $559,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Generous living space spanning 2500-3000 sqft on a premium 33 x 99 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Water Heater Owned, In-Law Capability
  • Efficient forced air heating via gas

Description

Opportunity knocks with this centrally located duplex. Two separate living units, one with two bedrooms, one bath, updated kitchen and flooring. The other unit with three bedrooms, two baths, finished attic, and an unfinished basement for storage, also with an updated kitchen and flooring. The whole house is just over 2500 square feet and could easily be returned to a single family dwelling, depending on what you need. Conveniently located walking distance to downtown, shopping, entertainment, parks and schools.

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Property Summary

This duplex located at 5 Mill Street, Kawartha Lakes is currently for sale and has been available on SousaSells for 469 days. This property is listed at $559,900 with an estimated mortgage of $1,864* per month. It has 5 beds, 3 bathrooms, and is 2500-3000 square feet. 5 Mill Street, Kawartha Lakes is in the Lindsay neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 5 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Lindsay, Kawartha Lakes.

Highly Recommended for Families
What We Love About This Home
  • 5 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • 2500-3000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Lindsay, Kawartha Lakes.

Target Buyer Match

Key Features

Bedrooms
5
Bathrooms
3
Kitchens
2
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 10, 2025
Sold price information is available to members only
Listed Date4/24/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDuplex
Architectural Style2 1/2 Storey
ConstructionAluminum Siding, Brick
BasementFull, Unfinished
Lot Size33 × 99 Feet
CountyKawartha Lakes
Annual Tax$4,033.94
Legal DescriptionPT LT 3 S/S RIDOUT ST, 4 S/S RIDOUT ST PL 15P AS IN R393372; CITY OF KAWARTHA LAKES

Parking & Garage

Parking Total3.0
Parking Space3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

  • Arts Centre
  • Fenced Yard
  • Park
  • Place Of Worship
  • Public Transit

Interior Features

  • Water Heater Owned
  • In-Law Capability

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 5 Mill Street, Kawartha Lakes, ON

Q.What is the asking price for 5 Mill Street, Kawartha Lakes, ON ?

The current listing price for 5 Mill Street, Kawartha Lakes, ON in Lindsay, Kawartha Lakes is $559,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 5 bedrooms and 3 bathrooms across approximately 2500-3000 sqft.

Q.What property type and architectural style is 5 Mill Street, Kawartha Lakes, ON ?

5 Mill Street, Kawartha Lakes, ON is a Duplex (2 1/2 Storey) featuring a Full, Unfinished basement.

Q.What key property features does 5 Mill Street, Kawartha Lakes, ON offer?

Key property features include: Arts Centre, Fenced Yard, Park, Place Of Worship, Public Transit.

Q.What interior features are included in this home?

Interior highlights include: Water Heater Owned, In-Law Capability.

Q.What security features are installed at 5 Mill Street, Kawartha Lakes, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via None.

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5 Mill Street, Kawartha Lakes, ON

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Property History

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This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 5 Mill Street, Kawartha Lakes, ON K9V 2K7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

Configure Loan Settings

Interest Rate4.00%
Down Payment$167,970 (30.0%)
* Minimum Canadian down payment required for this price is $30,990.
Amortization Period30 Years
Estimated Monthly Payment$1,864Based on a loan of $391,930 over 30 years.
Purchase Price$559,900
Loan Amount$391,930
Provincial Land Transfer Tax:$7,673
Total Estimated Closing Taxes:$7,673

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $559,900 in Kawartha Lakes, the legal minimum down payment is $30,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,673 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,673.

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Lindsay, Kawartha Lakes Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lindsay, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$659,328

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Lindsay, Kawartha Lakes

Elementary Schools

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Secondary Schools

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Lindsay, Kawartha Lakes Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.