53 Helen Street, Kawartha Lakes, ON

$699,900
MLS#:X13092216
4 beds
3 baths
2000-2500 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey duplex located in the coveted neighborhood of Bobcaygeon. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $699,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Generous living space spanning 2000-2500 sqft on a premium 57.75 x 83.8 ft lot
  • 6.0 total parking spaces available
  • Notable attributes: Water Heater Owned
  • equipped with window unit(s) central cooling and highly efficient baseboard heating via electric

Description

Rare find! Discover this spotless brick duplex situated on a prime in-town corner lot, just a short stroll from the vibrant shops, water and dining of Bobcaygeon. This property features two bright and spacious units with completely separate entrances, hydro meters, laundry facilities, and smart thermostats for maximum efficiency and privacy. The Main Floor is just under 1200 square feet, meticulously maintained and currently owner-occupied. This 2-bedroom, 2-bathroom unit boasts an airy open-concept living and dining area. The updated kitchen flows seamlessly into a private sunroom overlooking the patio, gazebo and backyard retreat. Elegant wainscoting, bay windows, and propane fireplace add sophisticated charm to the living space. The Upper Suite is currently leased to A++ tenants until September 2026 and features 2 bedrooms, 1 full bath, along with a recently renovated kitchen and newer flooring. The spacious family room is open to the eat-in kitchen with a walkout to a covered screened-in balcony, the perfect spot for morning coffee. Current tenant is willing to stay long term if it's the right fit with the future owner. Outside is nicely landscaped and the large paved driveway has parking for up to 6 cars. Perfect investment property or opportunity to downsize with this low maintenance gem in the heart of Bobcaygeon!

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Key Features

Bedrooms
4
Bathrooms
3
Kitchens
2
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date5/6/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDuplex
Architectural Style2-Storey
ConstructionBrick
BasementNone
Lot Size57.75 × 83.8 Feet
CountyKawartha Lakes
Annual Tax$2,974.86
Legal DescriptionPT LT 9 E/S HELEN ST PL 70 PT 2 57R4305; COKL

Parking & Garage

Parking Spaces6.0
Garage Spaces6
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingWindow Unit(s)

Features

Property Features

Interior Features

Water Heater Owned

Security Features

Community Features

Location

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53 Helen Street, Kawartha Lakes, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 53 Helen Street, Kawartha Lakes, ON K0M 1A0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

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Interest Rate5.25%
Down Payment$44,990 (6.4%)
* Minimum Canadian down payment required for this price is $44,990.
Amortization Period25 Years
Estimated Monthly Payment$3,903Based on a loan of $654,910 over 25 years.
Purchase Price$699,900
Loan Amount$654,910
Provincial Land Transfer Tax:$10,473
Total Estimated Closing Taxes:$10,473

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $699,900 in Kawartha Lakes, the legal minimum down payment is $44,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,473 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,473.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Bobcaygeon, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$791,624

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.