78 Cook Street, Kawartha Lakes, ON

$699,900
MLS#:X12771780
4 beds
4 baths
1500-2000 sqft
6.0 parking
Residential Freehold
Loading property media...

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Lindsay. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $699,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 4 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 40.03 x 99.08 ft lot
  • Features a finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: In-Law Suite
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Walkout Basement with Separate Entrance | In-Law Suite Potential | Backing Onto Greenspace Located in one of Lindsay's most sought-after, family-friendly neighbourhoods, this spacious 3+1 bedroom, 4-bathroom home offers comfort, flexibility, and exceptional lifestyle value. Designed for modern family living, the main floor features separate living and family rooms, ideal for entertaining, relaxing, or working from home. Cherry hardwood flooring adds warmth and timeless appeal throughout the principal living areas. The open-concept kitchen and dining area serves as the heart of the home and includes a walkout to a large deck overlooking the backyard, perfect for morning coffee, summer barbecues, and enjoying the peaceful natural surroundings. A main-floor laundry room with garage access and interior entry to the basement adds everyday convenience, while the double attached garage provides ample parking and storage. The fully finished basement is completely set up for an in-law suite and includes a separate walkout entrance to the backyard, creating a private, functional living space ideal for extended family, an adult child, or guests. This versatile lower level significantly enhances both usability and long-term value. Backing directly onto the Kawartha Trans Canada Trail, the backyard offers a quiet, private greenspace setting with access to scenic walking and biking trails-an increasingly rare feature for buyers seeking outdoor lifestyle amenities close to town. 2025 updates: all new appliances, new stair carpeting, new toilets in two bathrooms, most window inserts replaced (excluding basement), upgraded gas line for BBQ, furnace humidifier, new kitchen sink, pull-down blinds, smart garage door opener, smart doorbell camera, and smart thermostat. This home delivers on space, flexibility, and location, with standout features including a walkout basement, separate entrance, in-law suite potential, and greenspace backing-a true must-see in Lindsay.

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Key Features

Bedrooms
4
Bathrooms
4
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 6, 2026
Sold price information is available to members only
Listed Date2/9/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementFinished with Walk-Out
Lot Size40.03 × 99.08 Feet
CountyKawartha Lakes
Annual Tax$4,770
Legal DescriptionLOT 16, PLAN 57M779, KAWARTHA LAKES; S/T EASEMENT IN GROSS OVER PART 10 PL 57R9540 AS IN KL9848; S/T EASEMENT FOR ENTRY AS IN KL10347; S/T EASEMENT FOR ENTRY AS IN KL24908

Parking & Garage

Parking Spaces6.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Greenbelt/Conservation

Interior Features

In-Law Suite

Security Features

Community Features

Location

Initializing map...
78 Cook Street, Kawartha Lakes, ON
Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 78 Cook Street, Kawartha Lakes, ON K9V 0C7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

Information Gain SEO Widget

Configure Loan Settings

Interest Rate5.25%
Down Payment$44,990 (6.4%)
* Minimum Canadian down payment required for this price is $44,990.
Amortization Period25 Years
Estimated Monthly Payment$3,903Based on a loan of $654,910 over 25 years.
Purchase Price$699,900
Loan Amount$654,910
Provincial Land Transfer Tax:$10,473
Total Estimated Closing Taxes:$10,473

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $699,900 in Kawartha Lakes, the legal minimum down payment is $44,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,473 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,473.

Nearby Listings

Distance:

No current listings found in Kawartha Lakes.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lindsay, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$632,161

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

No elementary schools data loaded.

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.