88 Albert Street, Kawartha Lakes, ON

$529,999
MLS#:X14181608
4 Bedrooms + 1 = 5 Total Bedrooms
3 baths
1500-2000 sqft
5.0 parking
Residential Freehold
Residential Freehold for sale - 5 Bed, 3 Bath Home at 88 Albert Street Kawartha Lakes ON listed at $529,999 (MLS# X14181608) - Main View
For Sale
Added:Nov 14, 2026(1 day ago)
Updated:Nov 14, 2026(1 day ago)
Last Checked:16 minutes ago

Property Highlights

Welcome to this remarkable 1 1/2 Storey duplex located in the coveted neighborhood of Lindsay. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $529,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1500-2000 sqft on a premium 72.2 x 116.8 ft lot
  • Ample parking with 0.0 garage spaces (5.0 total parking spaces)
  • Notable attributes: Water Heater, Water Meter
  • Efficient baseboard heating via electric

Description

Room To Grow, Space To Enjoy ,And Rental Income Already In Place This Charming 1 1/2 Storey Duplex Combines A Spacious Four Bedroom Main Residence With A Separate Bachelor Suite Already Occupied By A Tenant, Providing Existing Rental Income Ideally Situated Near Downtown Lindsay ,Fleming College, Shopping, And Local Amenities, With Access To Highway 35 And Connections To Highway 115. An Outstanding Opportunity For Buyers Seeking A Family Home With Rental Income To Help Offset Ownership Costs .This Inviting Main Residence Features A Bright, Open Concept Living Area, A Full Kitchen, In Unit Laundry, And Two Three Piece Bathrooms. Laminate Flooring In The Main Residence Adds A Welcoming Touch, Complemented By A Freshly Painted Front Porch And Undated Vinyl Stair Treads. The Bachelor Suite Offers Its Own Front Entrance, Kitchen And Private Three Piece Bathroom, Bringing The Property's Total To Two Kitchens And Three Piece Bathrooms. Outside The Generous Backyard Offers Space For Summer Gatherings, Gardening, And Family Play, While Ample Driveway Parking Adds Everyday Convenience. Discover Comfortable Family Living Paired With An Established Rental Income Stream.

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Property Summary

This duplex located at 88 Albert Street, Kawartha Lakes is currently for sale and has been available for 1 day. This property is listed at $529,999 with an estimated mortgage of $1,764* per month. It has 5 beds, 3 bathrooms, and is 1500-2000 square feet. 88 Albert Street, Kawartha Lakes is in the Lindsay neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 5 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Lindsay, Kawartha Lakes.

Highly Recommended for Families
What We Love About This Home
  • •5 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Lindsay, Kawartha Lakes.

Target Buyer Match

Key Features

Bedrooms
4 Bedrooms + 1 = 5 Total Bedrooms
Bathrooms
3
Kitchens
2
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$529,999
AddedNov 14, 2026 (1 day ago)
UpdatedNov 14, 2026 (1 day ago)
Last Checked16 minutes ago
Transaction TypeFor Sale
List Office NameHOMELIFE/FUTURE REALTY INC.

Property Details

Property Sub-TypeDuplex
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementNone
Lot Size72.2 × 116.8 Feet
CountyKawartha Lakes
Annual Tax$3,020
Legal DescriptionPT LT 12-13 PL 93 AS IN R256596; KAWARTHA LAKES

Parking & Garage

Parking Total5.0
Parking Space5
Garage Parking0.0
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

  • Golf
  • Hospital
  • Library
  • Park
  • Public Transit
  • School

Interior Features

  • Water Heater
  • Water Meter

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Kawartha Lakes Home Buyer Advisory & Market HubActive MLS® Listing in Kawartha Lakes, Ontario

Looking to Buy a Home in Kawartha Lakes?

If you are looking for a house in Kawartha Lakes or researching Kawartha Lakes real estate for sale, this 5-bedroom duplex at 88 Albert Street, Kawartha Lakes, ON offers an exceptional opportunity to buy a home in Kawartha Lakes, Ontario. Whether you are a first-time Kawartha Lakes home buyer or comparing active Kawartha Lakes MLS® homes for sale, working with a dedicated Kawartha Lakes buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Kawartha Lakes Homes for Sale & MLS® Listings

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Dedicated Kawartha Lakes Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Kawartha Lakes realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Kawartha Lakes Buyer Budget & Costs

Estimated mortgage: $1,764*/month*. Estimated Ontario Land Transfer Tax: $7,075. First-time Kawartha Lakes home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Kawartha Lakes

Frequently Asked Questions about 88 Albert Street, Kawartha Lakes, ON

Q.What is the asking price for 88 Albert Street, Kawartha Lakes, ON ?

The current listing price for 88 Albert Street, Kawartha Lakes, ON in Lindsay, Kawartha Lakes is $529,999.

Q.How many bedrooms and bathrooms does this property have?

This property features 5 bedrooms and 3 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 88 Albert Street, Kawartha Lakes, ON ?

88 Albert Street, Kawartha Lakes, ON is a Duplex (1 1/2 Storey) featuring a None basement.

Q.What key property features does 88 Albert Street, Kawartha Lakes, ON offer?

Key property features include: Golf, Hospital, Library, Park, Public Transit, School.

Q.What interior features are included in this home?

Interior highlights include: Water Heater, Water Meter.

Q.What security features are installed at 88 Albert Street, Kawartha Lakes, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via None.

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Location

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88 Albert Street, Kawartha Lakes, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Lindsay, Kawartha Lakes

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
▼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 88 Albert Street S, Kawartha Lakes, ON K9V 3H6

Estimated Sales Range
$503,000 - $519,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

Configure Loan Settings

Interest Rate4.00%
Down Payment$159,000 (30.0%)
* Minimum Canadian down payment required for this price is $28,000.
Amortization Period30 Years
Estimated Monthly Payment$1,764Based on a loan of $370,999 over 30 years.
Purchase Price$529,999
Loan Amount$370,999
Provincial Land Transfer Tax:$7,075
Total Estimated Closing Taxes:$7,075

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $529,999 in Kawartha Lakes, the legal minimum down payment is $28,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,075 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,075.

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Lindsay, Kawartha Lakes Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lindsay, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$659,328

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Lindsay, Kawartha Lakes

Elementary Schools

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Secondary Schools

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Lindsay, Kawartha Lakes Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

MLS® Active
$529,999

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