944 Portage Road, Kawartha Lakes, ON

$390,000
MLS#:X13495110
3 beds
1 baths
700-1100 sqft
12.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Eldon. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $390,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 100 x 200 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 12.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Generator - Full, Primary Bedroom - Main Floor, Storage
  • Efficient forced air heating via propane

Description

A heated 25' x 30' shop, a private 1/2-acre lot, and all the space you need to work, play, and enjoy small-town living. This charming 3-bedroom bungalow is situated on a private 1/2-acre lot in the welcoming community of Kirkfield. With a long private driveway, functional layout, and a 25' x 30' insulated shop, this property offers the space and flexibility that's becoming harder to find.Inside, you'll find laminate flooring throughout, large windows that fill the home with natural light, wheelchair-accessible ramps, and an unfinished basement ready for storage or future living space. The metal roof and Generac backup generator provide added peace of mind.The heated 25' x 30' insulated shop features a concrete floor, heat, and its own separate 100-amp electrical panel, making it an excellent space for contractors, mechanics, hobbyists, or anyone looking for a dedicated workshop. Outside, enjoy the spacious yard, large deck, multiple storage sheds, and plenty of room for parking, projects, or entertaining.Located just down the road from the historic Kirkfield Lift Lock on the Trent-Severn Waterway, only 10 minutes to Balsam Lake, and surrounded by OFSC snowmobile trails, you'll enjoy easy access to boating, fishing, snowmobiling, and everything the Kawartha Lakes region has to offer.

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Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold Conditional
Listed Date6/26/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementUnfinished
Lot Size100 × 200 Feet
CountyKawartha Lakes
Annual Tax$2,367.12
Legal DescriptionPT N PT LT 39 CON S PORTAGE RD ELDON AS IN VT85112 CITY OF KAWARTHA LAKES

Parking & Garage

Parking Spaces12.0
Garage Spaces10
Garage TypeDetached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingNone

Features

Property Features

Campground, Lake Access, River/Stream, School Bus Route

Interior Features

Generator - Full, Primary Bedroom - Main Floor, Storage, Water Heater Owned, Wheelchair Access

Security Features

Community Features

Location

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944 Portage Road, Kawartha Lakes, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 944 Portage Road, Kawartha Lakes, ON K0M 2B0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

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Interest Rate5.25%
Down Payment$19,500 (5.0%)
* Minimum Canadian down payment required for this price is $19,500.
Amortization Period25 Years
Estimated Monthly Payment$2,208Based on a loan of $370,500 over 25 years.
Purchase Price$390,000
Loan Amount$370,500
Provincial Land Transfer Tax:$4,325
Total Estimated Closing Taxes:$4,325

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $390,000 in Kawartha Lakes, the legal minimum down payment is $19,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,325 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,325.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Eldon, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$990,598

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.