98 St Paul Street, Kawartha Lakes, ON

$469,000
MLS#:X12694760
3 beds
2 baths
1100-1500 sqft
4.0 parking
Residential Freehold
98 St Paul Street, Kawartha Lakes, ON K9V 1S8
⚠️

Property no longer active

This property was sold on February 11, 2026. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Lindsay. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $469,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 46.92 x 108.98 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Carpet Free, Propane Tank
  • Efficient forced air heating via propane

Description

Welcome to your home! This charming 2 storey residence features 3 bedrooms, perfect for your family to grow and thrive. As you step inside, you'll appreciate the large, functional kitchen that flows seamlessly into the backyard deck, ideal for outdoor gatherings. The bright dining room is strategically designed for entertaining guests, creating an inviting atmosphere for memorable meals. Adjacent to the dining area, the generous living room boasts a walkout to a cozy sunroom, where you can relax and soak in the natural light. Upstairs, you'll find 3 bedrooms, providing ample space for everyone. This home is energy-efficient and easy to heat, ensuring comfort year round. Don't miss the opportunity to make this delightful property your own.

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Property Summary

This detached home located at 98 St Paul Street, Kawartha Lakes is currently for sale and has been available on SousaSells for 205 days. This property is listed at $469,000 with an estimated mortgage of $1,561* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 98 St Paul Street, Kawartha Lakes is in the Lindsay neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Lindsay, Kawartha Lakes.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Kawartha Lakes.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateFebruary 11, 2026
Sold price information is available to members only
Listed Date1/13/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionWood
BasementCrawl Space
Lot Size46.92 × 108.98 Feet
CountyKawartha Lakes
Annual Tax$2,363
Legal DescriptionPLAN 1 BLK GG PT LOTS 1 & 2 RP57R5528 PART 1 AND RP57R6116 PARTS 1 AND 2

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingNone

Features

Property Features

None listed

Interior Features

  • Carpet Free
  • Propane Tank

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 98 St Paul Street, Kawartha Lakes, ON

Q.What is the asking price for 98 St Paul Street, Kawartha Lakes, ON ?

The current listing price for 98 St Paul Street, Kawartha Lakes, ON in Lindsay, Kawartha Lakes is $469,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 98 St Paul Street, Kawartha Lakes, ON ?

98 St Paul Street, Kawartha Lakes, ON is a Detached (2-Storey) featuring a Crawl Space basement.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, Propane Tank.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Propane and cooling via None.

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Location

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98 St Paul Street, Kawartha Lakes, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 98 St Paul Street, Kawartha Lakes, ON K9V 1S8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

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Interest Rate4.00%
Down Payment$140,700 (30.0%)
* Minimum Canadian down payment required for this price is $23,450.
Amortization Period30 Years
Estimated Monthly Payment$1,561Based on a loan of $328,300 over 30 years.
Purchase Price$469,000
Loan Amount$328,300
Provincial Land Transfer Tax:$5,855
Total Estimated Closing Taxes:$5,855

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $469,000 in Kawartha Lakes, the legal minimum down payment is $23,450 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,855 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,855.

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Lindsay, Kawartha Lakes Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lindsay, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$659,328

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Lindsay, Kawartha Lakes

Elementary Schools

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Secondary Schools

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Lindsay, Kawartha Lakes Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.