99 Louisa Street, Kawartha Lakes, ON

$549,000
MLS#:X13512204
2 beds
2 baths
900-999 sqft
2.0 parking
Residential Condo & Other
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Property Highlights

Welcome to this remarkable 1 Storey/Apt condo apartment located in the coveted neighborhood of Fenelon Falls. Expertly crafted featuring premium stone construction, this residence presents an exceptional opportunity offered at $549,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 900-999 sqft
  • 2.0 total parking spaces available with a convenient underground configuration
  • Notable attributes: Auto Garage Door Remote, Built-In Oven, Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Truly the first of its kind, The Moorings on Cameron Lake has set the bar for luxury condominium living with all the charm and serenity of living on the water. Welcome to Unit 201, a two bedroom, two bath, 977sqft condo suite with 9ft ceilings and extensive windows, engineered hardwood & porcelain tile, stainless steel kitchenaid appliances (incl. wall-mounted oven and microwave/air fryer), quarts countertops, in-suite laundry (whirlpool washer/dryer). Primary bedroom features luxury 3-pc ensuite, walk-in closet, and walk-out to covered balcony (equipped with natural gas line for BBQ). Suit 201 also offers TWO secure side-by-side underground parking spots and private locker. Building amenities are second-to-none. The third-floor owners lounge (bookable for private events!) overlooks the lake through wall-to-wall windows, and is fully equipped with a caterer's kitchen, extensive dining seating, cozy fireside lounge, high-top tables, and in-house theater room with premium cinema seating. The second-floor fitness center is equipped with cardio and weight machines, change rooms, and a dedicated yoga/pilates room with an attached cedar sauna. Outside, owners enjoy a heated pool and spa, tennis/pickle ball courts, sprawling lakeside courtyard, and extensive waterfront docking and swimming platform. Condo fees include high-speed internet and natural gas. Boat slip available for purchase. Nestled on the shores of Cameron Lake, featuring blazing sunsets and wide lake views, the Moorings offers it's residents a luxe and active lifestyle nestled in the heart of Fenelon Falls, Ontario. Explore miles of biking, hiking, snowmobiling, and ATVing on the Victoria Rail Trail, boat the world famous Trent Severn Waterway, and walk to dinner, shopping, and entertainment in historic and charming Fenelon Falls. With robust and modern condo amenities set amongst the lush natural backdrop characteristic of the Kawarthas, your low-maintenance, richest, fullest life awaits.

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Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
900-999 sqft
Property Type
Residential Condo & Other

Additional Details

StatusActive
Listed Date7/2/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural Style1 Storey/Apt
ConstructionStone
BasementNone
CountyKawartha Lakes
Annual Tax$4,940.66

Parking & Garage

Parking Spaces2.0
Garage TypeUnderground

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Beach, Golf, Lake Access, Marina, Park, Waterfront

Interior Features

Auto Garage Door Remote, Built-In Oven, Carpet Free, Countertop Range, Primary Bedroom - Main Floor, Separate Hydro Meter, Storage, Storage Area Lockers, Water Heater Owned

Security Features

Community Features

Location

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99 Louisa Street, Kawartha Lakes, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 99 Louisa Street 201, Kawartha Lakes, ON K0M 1N0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

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Interest Rate5.25%
Down Payment$29,900 (5.4%)
* Minimum Canadian down payment required for this price is $29,900.
Amortization Period25 Years
Estimated Monthly Payment$3,093Based on a loan of $519,100 over 25 years.
Purchase Price$549,000
Loan Amount$519,100
Provincial Land Transfer Tax:$7,455
Total Estimated Closing Taxes:$7,455

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $549,000 in Kawartha Lakes, the legal minimum down payment is $29,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,455 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,455.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Fenelon Falls, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$764,966

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.