66 Rain Lake Road, Kearney, ON

$549,900
MLS#:X13602384
4 beds
2 baths
1100-1500 sqft
9.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Kearney. Expertly crafted featuring premium vinyl siding and wood construction, this residence presents an exceptional opportunity offered at $549,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 611.1 x 113.72 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 9.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Air Exchanger, Carpet Free, In-Law Capability
  • Efficient forced air heating via electric

Description

Offered at an incredible $549,900, this is your opportunity to enjoy everything the vibrant community of Kearney has to offer. Step outside your door and discover an extensive network of walking, biking, ATV, and snowmobile trails. Spend your summers on one of two nearby lakes, both with public boat launches within walking distance, or explore the natural beauty of nearby Algonquin Park, just minutes away. Huntsville is only a convenient 20-minute drive, providing easy access to additional shopping, dining, and amenities. Kearney offers all the essentials right at your doorstep, including a general store, restaurants, LCBO, post office, library, community centre, church, and a welcoming, close-knit community. Proposed high-speed fibre internet expected this fall, makes it easier than ever to work remotely while enjoying cottage-country living. Known for its famous Dog Sled Races in the winter and the beloved Summer Regatta, Kearney offers an active lifestyle and a true sense of community in every season. Whether you're searching for a full-time residence, weekend retreat, or investment opportunity, this is more than a home-it's your gateway to the lifestyle you've been dreaming of. Welcome to small-town living with big lifestyle appeal. This beautifully appointed 4 bedroom home offers space, warmth and endless possibilities with nearly 2200 sq ft of finished living space. Inside, rich wood accents and solid wood doors, create a timeless, welcoming feel. The open-concept kitchen, dining and living room area with vaulted ceiling is the heart of the home. The fully finished lower level features a spacious family room anchored by a cozy gas stove . Oversized garage with mezzanine, allows for vehicles and toys, or workshop. Fully-screened front porch for enjoying those gorgeous evenings overlooking a one acre yard. Certified R2000 home with low carrying costs. Wired for generator. Full pre-listing inspection has been done and available to interested buyers!

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Property Summary

This detached home located at 66 Rain Lake Road, Kearney is currently for sale and has been available on SousaSells for 4 days. This property is listed at $549,900 with an estimated mortgage of $1,830* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 66 Rain Lake Road, Kearney is in the Kearney neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/24/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionVinyl Siding, Wood
BasementFull, Finished
Lot Size611.1 × 113.72 Feet
CountyParry Sound
Annual Tax$2,546
Legal DescriptionPT LT 35 CON 11 PERRY PT 3 42R10885

Parking & Garage

Parking Total9.0
Parking Space6
Garage TypeAttached

Heating & Cooling

Heat SourceElectric
Heat TypeForced Air
CoolingNone

Features

Property Features

Beach, Library, Place Of Worship, Rec./Commun.Centre, School Bus Route, Park

Interior Features

Air Exchanger, Carpet Free, In-Law Capability, Storage, Water Heater Owned, Workbench

Security Features

Community Features

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Location

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66 Rain Lake Road, Kearney, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 66 Rain Lake Road, Kearney, ON P0A 1M0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kearney.

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Interest Rate4.00%
Down Payment$164,970 (30.0%)
* Minimum Canadian down payment required for this price is $29,990.
Amortization Period30 Years
Estimated Monthly Payment$1,830Based on a loan of $384,930 over 30 years.
Purchase Price$549,900
Loan Amount$384,930
Provincial Land Transfer Tax:$7,473
Total Estimated Closing Taxes:$7,473

About Purchasing a Home in Kearney, ON

For a property listed at $549,900 in Kearney, the legal minimum down payment is $29,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,473 for this transaction. As this listing is in Kearney (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,473.

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Kearney, Kearney.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$702,542

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.