91B Cedar Lane, Kearney, ON

$259,900
MLS#:X12240236
2 beds
1 baths
700-1100 sqft
1.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Kearney. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $259,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 102.15 x 209 ft lot
  • 1.0 total parking spaces available
  • Notable attributes: Countertop Range
  • Efficient other heating via other

Description

Lovingly cared for by the same family for 35 years, this off-grid retreat on the shores of beautiful Grass Lake offers the kind of summer simplicity thats increasingly hard to find. Tucked among moss-covered rockscapes and tall trees, the property invites you to unplug and slow down. With over 100 feet of natural shoreline and approximately 864 sq ft of total living space including the bunkie, theres plenty of room to relax, unwind, and make lasting memories. The main cabin is fully insulated and powered by a solar system with AGM battery pack, backed up by an easy-to-use electric start generator, and warmed by a small propane heater for comfortable 3-season use. Inside, the kitchen, dining, and living areas are thoughtfully laid out for casual cottage living. Sliding doors open to a generous deck overlooking the water, perfect for morning coffee or evening stargazing. Just up a few steps is a bedroom, an open bonus area, and a two-piece washroom with a composting toilet. The loft adds extra sleeping space or a cozy retreat to read, write, or reflect. A charming guest bunkie offers more room for visitors, and a shed near the water keeps outdoor gear handy. The hydro line runs right across the back of the property for possible hookup if desired. All furnishings and amenities are included, along with a canoe, aluminum boat, and 9.9hp electric start motor, ready for summer fun. This property provides fewer distractions and more connection to what really matters. Owners also enjoy access to a beautiful sandy public beach at the far end of Grass Lake. Clear waters, a peaceful shoreline, and the warmth of decades of care make this property a rare and meaningful find. Available for a quick closing just in time to enjoy the full summer season.

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Property Summary

This detached home located at 91B Cedar Lane, Kearney is currently for sale and has been available on SousaSells for 385 days. This property is listed at $259,900 with an estimated mortgage of $865* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 91B Cedar Lane, Kearney is in the Kearney neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJuly 28, 2025
Sold price information is available to members only
Listed Date6/23/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementNone
Lot Size102.15 × 209 Feet
CountyParry Sound
Annual Tax$2,327.68
Legal DescriptionPCL 17280 SEC SS; PT BROKEN LT 13 CON 9 PROUDFOOT PT 30 PSR1665, T/W PT 63 PSR1665 AS IN LT89471; KEARNEY

Parking & Garage

Parking Spaces1.0
Garage Spaces1
Garage TypeNone

Heating & Cooling

Heat SourceOther
Heat TypeOther
CoolingNone

Features

Property Features

Waterfront, Wooded/Treed

Interior Features

Countertop Range

Security Features

None

Community Features

Location

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91B Cedar Lane, Kearney, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 91B Cedar Lane, Kearney, ON P0A 1M0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kearney.

Configure Loan Settings

Interest Rate4.00%
Down Payment$77,970 (30.0%)
* Minimum Canadian down payment required for this price is $12,995.
Amortization Period30 Years
Estimated Monthly Payment$865Based on a loan of $181,930 over 30 years.
Purchase Price$259,900
Loan Amount$181,930
Provincial Land Transfer Tax:$2,374
Total Estimated Closing Taxes:$2,374

About Purchasing a Home in Kearney, ON

For a property listed at $259,900 in Kearney, the legal minimum down payment is $12,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,374 for this transaction. As this listing is in Kearney (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,374.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Kearney, Kearney.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$702,543

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.