98 North Shore Road, Kearney, ON

$238,000
MLS#:X13524242
1 beds
1 baths
< 700 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow vacant land located in the coveted neighborhood of Proudfoot. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $238,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 1 Bedroom and 1 Bathroom
  • Generous living space spanning < 700 sqft
  • 6.0 total parking spaces available
  • Notable attributes: None
  • equipped with other central cooling and highly efficient forced air heating via electric

Description

This is year-round living on Sand Lake - not a seasonal trailer, not a three-season cottage. One of only 11 homes in the resort approved for full-time, 12-month use, and it sits on the largest lot on the property. The home has one bedroom, one bathroom, and an open concept living room and dining area. A sunroom at the back brings in light year-round, and a large front deck looks out onto the shared playground - ideal if you have kids or grandkids. The mini split keeps you comfortable through every season, and there's parking for six vehicles. Outside, three sheds give you plenty of storage for toys, tools, and seasonal gear. The beach is a two-minute walk from your front door - 268 feet of sandy, south-facing shoreline that gets sun all day long. Sand Lake itself is a gem - sandy bottom with a very gradual drop-off that's perfect for young swimmers, and it connects directly into Kearney by boat. The resort has a beach volleyball court, basketball court, and a restaurant on site that opens for the summer months. ATV and snowmobile trail access is right nearby, so you're riding from your door in every season. There are no visitor fees, so friends and family come and go without the hassle you get at other resorts. The monthly fee of $600 covers hydro, water, septic, road maintenance, and taxes - one payment, no surprises. You live here full time, you enjoy the lake full time, and you're not packing up when the snow flies. If you've been looking for a year-round spot on the water without the waterfront price tag, this is one of the more complete setups you'll find.

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Key Features

Bedrooms
1
Bathrooms
1
Kitchens
1
Living Area
< 700 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/30/2026
Transaction TypeFor Lease

Property Details

Property Sub-TypeVacant Land
Architectural StyleBungalow
ConstructionVinyl Siding
BasementNone
CountyParry Sound

Parking & Garage

Parking Spaces6.0
Garage Spaces6
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeForced Air
CoolingOther

Features

Property Features

Lake Access, Level, Park, Waterfront, Beach, Campground

Interior Features

None

Security Features

Community Features

Location

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98 North Shore Road, Kearney, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 98 North Shore Road 5, Kearney, ON P0A 1M0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kearney.

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Interest Rate5.25%
Down Payment$11,900 (5.0%)
* Minimum Canadian down payment required for this price is $11,900.
Amortization Period25 Years
Estimated Monthly Payment$1,347Based on a loan of $226,100 over 25 years.
Purchase Price$238,000
Loan Amount$226,100
Provincial Land Transfer Tax:$2,105
Total Estimated Closing Taxes:$2,105

About Purchasing a Home in Kearney, ON

For a property listed at $238,000 in Kearney, the legal minimum down payment is $11,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,105 for this transaction. As this listing is in Kearney (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,105.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Proudfoot, Kearney.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$585,008

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.