1005 SAUGEEN Street, Kincardine, ON

$750,000
MLS#:X13144436
3 beds
2 baths
1500-2000 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Kincardine. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $750,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 47.17 x 70 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Water Heater Owned
  • Efficient baseboard heating via electric

Description

Lake life is calling! Offered for the first time in nearly 40 years, this cherished property is filled with a lifetime of memories-sunset views, beach days, and everything in between. Ideally located on one of Kincardines most sought-after streets, Saugeen Street, this home sits just steps from the sandy shores of Lake Huron. Lakefront with road travelled - simply cross the road and you're at the beach-enjoy all the perks of lakefront living at a fraction of the cost. Full of character and charm, the home features a quaint kitchen, a cozy living room with a natural gas fireplace, a dedicated dining area, and a recently updated sunroom perfect for relaxing. The main floor also offers a 3-piece bath and convenient laundry. Upstairs, you'll find three comfortable bedrooms and a 4-piece bath plus an outdoor roof top patio! A durable metal roof adds to the home's long-term appeal. If you've never experienced Kincardine, you'll feel it the moment you arrive-welcoming, laid-back, and truly special. This isn't just a home or a cottage-it's a lifestyle. Spend your days on the beach and your evenings on the front deck, sharing meals and making memories with family and friends. Opportunities like this don't come along often.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 26, 2026
Sold price information is available to members only
Listed Date5/19/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionWood
BasementCrawl Space
Lot Size47.17 × 70 Feet
CountyBruce
Annual Tax$5,405.42
Legal DescriptionPCL 28-1 SEC D27; UNIT 28 PL D27; KINCARDINE & PCL 21-1 SEC M3; LT 21 PL M3; KINCARDINE

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

Interior Features

Water Heater Owned

Security Features

Community Features

Location

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1005 SAUGEEN Street, Kincardine, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1005 SAUGEEN Street, Kincardine, ON N2Z 1J1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kincardine.

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Interest Rate5.25%
Down Payment$50,000 (6.7%)
* Minimum Canadian down payment required for this price is $50,000.
Amortization Period25 Years
Estimated Monthly Payment$4,171Based on a loan of $700,000 over 25 years.
Purchase Price$750,000
Loan Amount$700,000
Provincial Land Transfer Tax:$11,475
Total Estimated Closing Taxes:$11,475

About Purchasing a Home in Kincardine, ON

For a property listed at $750,000 in Kincardine, the legal minimum down payment is $50,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,475 for this transaction. As this listing is in Kincardine (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,475.

Nearby Listings

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No current listings found in Kincardine.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Kincardine, Kincardine.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$810,332

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Anthony's
Public709 Russell Street, Kincardine, Ontario, N2Z 1R1
5.1
Huron Heights
Public785 Russell Street, Kincardine, Ontario, N2Z 1S7
6.5
Elgin Market
Public305 Queen Street, Kincardine, Ontario, N2Z 2R6
7.0

Secondary Schools

Kincardine
Public885 River Lane, Kincardine, Ontario, N2Z 2B9
7.1

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.