264 Saratoga Road, Unit 18, Kincardine, ON

$549,000
MLS#:X12042738
2 beds
2 baths
1200-1399 sqft
2.0 parking
Residential Condo & Other
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Property no longer active

This property was sold on April 11, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow condo townhouse located in the coveted neighborhood of Kincardine. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $549,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1200-1399 sqft
  • 2.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Carpet Free, ERV/HRV
  • equipped with wall unit(s) central cooling and highly efficient radiant heating via gas

Description

Welcome to this immaculate 2 bedroom, 2 bathroom condo located in the desirable area of "Aberdeen Estates'. Built in 2014, this modern and well maintained unit offers an ideal open concept living space for seniors or an investment property. Its convenient location allows residents to experience the serene beauty of the beach while still being close to essential amenities and services. A spacious foyer, new open concept kitchen (2024) with large breakfast bar, living room and dining room with cathedral ceilings make this unit feel spacious and homey. The primary bedroom features its own 3 piece bathroom (2024) with plenty of storage and custom cabinetry in the walk-in closet. The second bedroom is the perfect size for guests and family to visit. Added touches make this unit stand out such as: accent walls, California shutters, custom built closet organizers, in-floor heat in the garage and high end finishes. The patio door off the dining room leads to a poured concrete patio with gazebo for enjoying the warmer evenings to enjoy visiting with friends and family. Ductless A/C - heat pump (2024) and in-floor heat makes this a very economical option. Condo fees include: grass cutting and irrigation, snow removal, garbage / recycling, visitor parking and exterior maintenance.

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Property Summary

This townhouse located at 264 Saratoga Road, Kincardine is currently for sale and has been available on SousaSells for 480 days. This property is listed at $549,000 with an estimated mortgage of $1,827* per month. It has 2 beds, 2 bathrooms, and is 1200-1399 square feet. 264 Saratoga Road, Kincardine is in the Kincardine neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
1200-1399 sqft
Property Type
Residential Condo & Other

Additional Details

StatusSold
Sold DateApril 11, 2025
Sold price information is available to members only
Listed Date3/25/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Townhouse
Architectural StyleBungalow
ConstructionBrick, Vinyl Siding
BasementNone
CountyBruce
Annual Tax$3,093

Parking & Garage

Parking Total2.0
Parking Space1
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeRadiant
CoolingWall Unit(s)

Features

Property Features

Hospital, Marina, Place Of Worship, Rec./Commun.Centre, Skiing

Interior Features

Auto Garage Door Remote, Carpet Free, ERV/HRV, On Demand Water Heater, Primary Bedroom - Main Floor

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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264 Saratoga Road, Unit 18, Kincardine, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 264 Saratoga Road 18, Kincardine, ON N2Z 0C8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kincardine.

Configure Loan Settings

Interest Rate4.00%
Down Payment$164,700 (30.0%)
* Minimum Canadian down payment required for this price is $29,900.
Amortization Period30 Years
Estimated Monthly Payment$1,827Based on a loan of $384,300 over 30 years.
Purchase Price$549,000
Loan Amount$384,300
Provincial Land Transfer Tax:$7,455
Total Estimated Closing Taxes:$7,455

About Purchasing a Home in Kincardine, ON

For a property listed at $549,000 in Kincardine, the legal minimum down payment is $29,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,455 for this transaction. As this listing is in Kincardine (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,455.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Kincardine, Kincardine.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$780,837

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Anthony's
Public709 Russell Street, Kincardine, Ontario, N2Z 1R1
5.1
Huron Heights
Public785 Russell Street, Kincardine, Ontario, N2Z 1S7
6.5
Elgin Market
Public305 Queen Street, Kincardine, Ontario, N2Z 2R6
7.0

Secondary Schools

Kincardine
Public885 River Lane, Kincardine, Ontario, N2Z 2B9
7.1

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.