42 Mill Street, Kincardine, ON

$819,900
MLS#:X12090853
5 beds
3 baths
1100-1500 sqft
8.0 parking
Residential Freehold
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Property no longer active

This property was sold on November 6, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Kincardine. Expertly crafted featuring premium stone and vinyl siding construction, this residence presents an exceptional opportunity offered at $819,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 65.5 x 226.03 ft lot
  • Features a separate entrance, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Sump Pump, Water Heater, Workbench
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to a home that turns heads and steals hearts. Welcome home to 42 Mill Street, Tiverton. Nestled at the end of a quiet cul-de-sac, this 5-bedroom, 3-bathroom beauty blends modern luxury with small-town charm. Built in 2018 with striking stone and vinyl siding, this showstopper features an open-concept layout with gleaming hardwood and ceramic floors throughout. The chefs kitchen is a true standout, boasting quartz countertops, premium appliances, and a walkout to a covered deck (13.8 feet x 12 feet) perfect for sizzling summer BBQs or cozy evening cocktails. The primary suite is a peaceful retreat with its own spa-inspired ensuite, while two additional spacious bedrooms and a sleek main bath provide room for everyone. Downstairs, the finished basement is warm and inviting, with a gas fireplace, two more bedrooms (including a Murphy bed in the office), and a stylish 3-piece bath. Elevated upgrades include a conversion to natural gas, Tesla charging direct from the 200 amp panel, Maxxmar custom blinds (automated upstairs), full yard irrigation, and more. The deep, fully fenced backyard offers over 222 feet complete with a tidy 8x12 shed and optional playset for endless outdoor fun. Just minutes from the Bruce Nuclear Power Plant, Kincardine, Tiverton arena and splash pad, parks, schools, and local amenities. This home is more than a place to live its a place to fall in love with. Your private showing awaits. Only a few minutes from Bruce Power could help increase the job security when you live where you work.

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Property Summary

This detached home located at 42 Mill Street, Kincardine is currently for sale and has been available on SousaSells for 457 days. This property is listed at $819,900 with an estimated mortgage of $2,729* per month. It has 5 beds, 3 bathrooms, and is 1100-1500 square feet. 42 Mill Street, Kincardine is in the Kincardine neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
5
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateAugust 11, 2025
Sold price information is available to members only
Listed Date4/17/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionStone, Vinyl Siding
BasementSeparate Entrance, Finished
Lot Size65.5 × 226.03 Feet
CountyBruce
Annual Tax$4,839.29
Legal DescriptionLOT 3, PLAN 3M220 MUNICIPALITY OF KINCARDINE

Parking & Garage

Parking Total8.0
Parking Space6
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Park, Rec./Commun.Centre, School, Hospital, Electric Car Charger, Fenced Yard

Interior Features

Sump Pump, Water Heater, Workbench, Ventilation System

Security Features

Security System, Smoke Detector, Alarm System, Carbon Monoxide Detectors, Monitored

Community Features

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Location

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42 Mill Street, Kincardine, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 42 Mill Street, Kincardine, ON N0G 2T0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kincardine.

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Interest Rate4.00%
Down Payment$245,970 (30.0%)
* Minimum Canadian down payment required for this price is $56,990.
Amortization Period30 Years
Estimated Monthly Payment$2,729Based on a loan of $573,930 over 30 years.
Purchase Price$819,900
Loan Amount$573,930
Provincial Land Transfer Tax:$12,873
Total Estimated Closing Taxes:$12,873

About Purchasing a Home in Kincardine, ON

For a property listed at $819,900 in Kincardine, the legal minimum down payment is $56,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,873 for this transaction. As this listing is in Kincardine (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,873.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Kincardine, Kincardine.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$780,837

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Anthony's
Public709 Russell Street, Kincardine, Ontario, N2Z 1R1
5.1
Huron Heights
Public785 Russell Street, Kincardine, Ontario, N2Z 1S7
6.5
Elgin Market
Public305 Queen Street, Kincardine, Ontario, N2Z 2R6
7.0

Secondary Schools

Kincardine
Public885 River Lane, Kincardine, Ontario, N2Z 2B9
7.1

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.