432 Elgin Street, Kincardine, ON
Property Highlights
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Kincardine. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $668,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 5 Bedrooms and 2 Bathrooms
- Generous living space spanning 1100-1500 sqft on a premium 66 x 165 ft lot
- Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
- 7.0 total parking spaces available with a convenient detached configuration
- Notable attributes: In-Law Capability, Primary Bedroom - Main Floor, Storage
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to 432 Elgin Street, Kincardine the ultimate blend of style, space, and smart living in one of the towns most sought-after neighbourhoods. This beautifully updated home offers 3 bedrooms and 1 bathroom upstairs, plus 2 bedrooms and another bathroom downstairs, making it ideal for families, multi-generational living, or generating rental income. One of the lower-level bedrooms was previously a kitchen, making it effortless to convert back into a self-contained suite with a separate entrance perfect for in-laws or tenants to help offset your mortgage. The finished basement (2025) includes a custom pet washing station, and the layout is ideal for maximizing space and flexibility. Major updates include a Lennox modulating furnace and AC (2017), natural gas hot water heater (2021), electrical panel (2025), plus recent upgrades to the vent hood, garage man door, back fence, and front deck (2024). A professional home inspection was completed on July 8th, 2025, and is available to view after each showing and at the Open House on Saturday, August 9th from 11:00 AM to 2:00 PM. Outside, enjoy the private backyard featuring a hot tub and gazebo (2023) perfect for relaxing or entertaining. Want to relocate the hot tub? Youll love the 18x30 foot detached shop, offering space for two vehicles, all your beach toys, or a full workshop. With extra parking for guests or tenants, asphalt shingles replaced in 2011, and a layout thats both practical and full of potential, this home is move-in ready. Set on a quiet street with great neighbours, this is a standout opportunity under $700K, with flexible closing available as early as you need. Dont miss your chance432 Elgin Street is ready to impress and priced to move.
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Property Summary
This detached home located at 432 Elgin Street, Kincardine is currently for sale and has been available on SousaSells for 345 days. This property is listed at $668,900 with an estimated mortgage of $2,227* per month. It has 5 beds, 2 bathrooms, and is 1100-1500 square feet. 432 Elgin Street, Kincardine is in the Kincardine neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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Property Details
Parking & Garage
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Features
Property Features
Interior Features
In-Law Capability, Primary Bedroom - Main Floor, Storage, Water Heater
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Property History
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 432 Elgin Street, Kincardine, ON N2Z 2V4
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Kincardine, ON
For a property listed at $668,900 in Kincardine, the legal minimum down payment is $41,890 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,853 for this transaction. As this listing is in Kincardine (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,853.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.