453 Elgin Street, Kincardine, ON

$599,900
MLS#:X13582642
4 beds
2 baths
700-1100 sqft
5.0 parking
Residential Freehold
453 Elgin Street, Kincardine, ON N2Z 2V4

Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Kincardine. Expertly crafted featuring premium aluminum siding and brick construction, this residence presents an exceptional opportunity offered at $599,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 73 x 103 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Carpet Free, Countertop Range, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Ideally located within walking distance of downtown Kincardine, the sandy shores of Lake Huron, schools, parks and walking trails, this beautifully updated 4-bedroom, 2-bathroom home offers an exceptional combination of modern finishes and functional family living. The standout feature is the stunning 2025 kitchen, thoughtfully designed with quartz countertops, a 4'4" x 5'3" quartz island, stainless steel appliances, a gas stove, stylish counter-to-ceiling backsplash, built-in coffee bar, and convenient walkout access to the back deck. New luxury vinyl plank flooring throughout the main level in 2025 complements the bright and inviting living space, while a large west-facing bay window fills the living room with natural light. The main level also offers three comfortable bedrooms, including a primary bedroom with cheater access to the 4-piece bathroom, along with a dining area perfectly positioned off the kitchen for everyday living and entertaining. The finished lower level provides excellent additional living space with a spacious family room, a fourth bedroom currently used as a home gym, a finished kids' play area, a 3-piece bathroom, and an abundance of storage in the mechanical room. Outside, the fully fenced backyard provides plenty of room for children and pets to play, while the large detached garage offers excellent storage, workshop space, or room for recreational equipment. Major updates include the natural gas furnace and central air conditioning (2020), renovated kitchen (2025), and luxury vinyl plank flooring (2025), making this a move-in ready home with peace of mind for years to come. An outstanding opportunity to own a beautifully updated family home in one of Kincardine's most convenient and desirable neighbourhoods.

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Property Summary

This detached home located at 453 Elgin Street, Kincardine is currently for sale and has been available on SousaSells for 16 days. This property is listed at $599,900 with an estimated mortgage of $1,997* per month. It has 4 beds, 2 bathrooms, and is 700-1100 square feet. 453 Elgin Street, Kincardine is in the Kincardine neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Kincardine, Kincardine.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Kincardine, Kincardine.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/20/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionAluminum Siding, Brick
BasementFull, Finished
Lot Size73 × 103 Feet
CountyBruce
Annual Tax$3,399
Legal DescriptionPT LT 28 E/S VICTORIA ST PL KINCARDINE PT 1 & 2, 3R1844 MUNICIPALITY OF KINCARDINE

Parking & Garage

Parking Total5.0
Parking Space4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Beach
  • Fenced Yard
  • Marina
  • School
  • Golf
  • School Bus Route

Interior Features

  • Carpet Free
  • Countertop Range
  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 453 Elgin Street, Kincardine, ON

Q.What is the asking price for 453 Elgin Street, Kincardine, ON ?

The current listing price for 453 Elgin Street, Kincardine, ON in Kincardine, Kincardine is $599,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 453 Elgin Street, Kincardine, ON ?

453 Elgin Street, Kincardine, ON is a Detached (Bungalow-Raised) featuring a Full, Finished basement.

Q.What key property features does 453 Elgin Street, Kincardine, ON offer?

Key property features include: Beach, Fenced Yard, Marina, School, Golf, School Bus Route.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, Countertop Range, Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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453 Elgin Street, Kincardine, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 453 Elgin Street, Kincardine, ON N2Z 2V4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kincardine.

Configure Loan Settings

Interest Rate4.00%
Down Payment$179,970 (30.0%)
* Minimum Canadian down payment required for this price is $34,990.
Amortization Period30 Years
Estimated Monthly Payment$1,997Based on a loan of $419,930 over 30 years.
Purchase Price$599,900
Loan Amount$419,930
Provincial Land Transfer Tax:$8,473
Total Estimated Closing Taxes:$8,473

About Purchasing a Home in Kincardine, ON

For a property listed at $599,900 in Kincardine, the legal minimum down payment is $34,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,473 for this transaction. As this listing is in Kincardine (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,473.

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Kincardine, Kincardine Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Kincardine, Kincardine.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$976,434

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Kincardine, Kincardine

Elementary Schools

St Anthony's
Public709 Russell Street, Kincardine, Ontario, N2Z 1R1
5.1
Huron Heights
Public785 Russell Street, Kincardine, Ontario, N2Z 1S7
6.5

Secondary Schools

Kincardine
Public885 River Lane, Kincardine, Ontario, N2Z 2B9
7.1

Kincardine, Kincardine Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.