496 QUEEN Street, Kincardine, ON

$484,900
MLS#:X11823075
2 beds
3 baths
1500-2000 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Kincardine. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $484,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 39.04 x 176.09 ft lot
  • Features a walk-out, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient unknown configuration
  • Notable attributes: Other
  • equipped with other central cooling and highly efficient baseboard heating via propane

Description

Nestled in the heart of Kincardine's charming downtown core, this home is just a block from the shores of Station Beach. Ideal for families, investors, or those seeking multi-unit living, the property boasts three separate entrances, making it perfect for conversion into distinct apartments or maintaining as a flexible living space. Inside, you'll find conveniences including an energy-efficient heat pump for year-round comfort, a sleek gas stove, and all newer appliances. The home combines practicality with the charm of its location, offering easy access to local shops, dining, and the vibrant community spirit that Kincardine is known for. Whether you're envisioning a tranquil retreat, an income-generating property, or a combination of both, this downtown gem offers endless possibilities.

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Property Summary

This detached home located at 496 QUEEN Street, Kincardine is currently for sale and has been available on SousaSells for 594 days. This property is listed at $484,900 with an estimated mortgage of $1,614* per month. It has 2 beds, 3 bathrooms, and is 1500-2000 square feet. 496 QUEEN Street, Kincardine is in the Kincardine neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 12, 2025
Sold price information is available to members only
Listed Date11/29/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionBrick
BasementWalk-Out, Separate Entrance
Lot Size39.04 × 176.09 Feet
CountyBruce
Annual Tax$2,909.7
Legal DescriptionPT LT 27 W/S QUEEN ST, 28 W/S QUEEN ST PL KINCARDINE PT 1 & 2, 3R2275 S/T & T/W R163047 MUNICIPALITY OF KINCARDINE

Parking & Garage

Parking Spaces3.0
Garage Spaces3
Garage TypeUnknown

Heating & Cooling

Heat SourcePropane
Heat TypeBaseboard
CoolingOther

Features

Property Features

Interior Features

Other

Security Features

Community Features

Location

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496 QUEEN Street, Kincardine, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 496 QUEEN Street, Kincardine, ON N2Z 2J3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kincardine.

Configure Loan Settings

Interest Rate4.00%
Down Payment$145,470 (30.0%)
* Minimum Canadian down payment required for this price is $24,245.
Amortization Period30 Years
Estimated Monthly Payment$1,614Based on a loan of $339,430 over 30 years.
Purchase Price$484,900
Loan Amount$339,430
Provincial Land Transfer Tax:$6,173
Total Estimated Closing Taxes:$6,173

About Purchasing a Home in Kincardine, ON

For a property listed at $484,900 in Kincardine, the legal minimum down payment is $24,245 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,173 for this transaction. As this listing is in Kincardine (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,173.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Kincardine, Kincardine.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$780,837

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Anthony's
Public709 Russell Street, Kincardine, Ontario, N2Z 1R1
5.1
Huron Heights
Public785 Russell Street, Kincardine, Ontario, N2Z 1S7
6.5
Elgin Market
Public305 Queen Street, Kincardine, Ontario, N2Z 2R6
7.0

Secondary Schools

Kincardine
Public885 River Lane, Kincardine, Ontario, N2Z 2B9
7.1

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.