817 OLDE VICTORIA Street, Kincardine, ON

$789,800
MLS#:X13591796
3 beds
2 baths
1500-2000 sqft
5.0 parking
Residential Freehold
817 OLDE VICTORIA Street, Kincardine, ON N2Z 2B4

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Kincardine. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $789,800 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 83 x 220.44 ft lot
  • Features a partial basement, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Water Heater Owned
  • equipped with central air central cooling and highly efficient baseboard heating via electric

Description

Welcome to this beautifully maintained yellow-brick century home, ideally located on tree-lined Olde Victoria Street in the heart of downtown Kincardine. Just steps to shopping, restaurants, schools, parks and the sandy beaches of Lake Huron, this home perfectly blends historic charm with modern comfort. Set on a spectacular 83' x 220' deep lot, the property offers a private, park-like setting with mature trees, perennial gardens and a fully fenced backyard backing onto a ravine and the north branch of the Penetangore River. Enjoy outdoor living on the expansive, multi-level maintenance-free composite deck. The 17' x 30' detached garage (1998) includes a workshop with a 40-amp sub-panel and loft storage. This charming 13/4 -storey home features 3 bedrooms, 1.5 bathrooms and gleaming hardwood floors throughout the family room, living room, dining room, foyer and library/office. The spacious family room includes a wood-burning cook stove (as is) and walkout to the backyard. The bright, eat-in kitchen offers newer appliances (2020-2026) and tile backsplash, while the mudroom includes a convenient 2-piece bath. Character abounds with 9' ceilings, a striking tin ceiling in the living room, sliding glass doors to the library and a beautiful stained-glass front door leading to the enclosed porch. Major updates include roof shingles on house and garage (2012), maintenance-free composite deck (2012), owned water heater (2013), forced-air electric furnace with heat pump (2013), copper plumbing and electrical, and updated toilets (2019). The home is not Heritage Designated, allowing you to enjoy the character of a century home without heritage restrictions. A rare opportunity to own one of Kincardine's most beautiful properties in an exceptional downtown location.

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Property Summary

This detached home located at 817 OLDE VICTORIA Street, Kincardine is currently for sale and has been available on SousaSells for 15 days. This property is listed at $789,800 with an estimated mortgage of $2,629* per month. It has 3 beds, 2 bathrooms, and is 1500-2000 square feet. 817 OLDE VICTORIA Street, Kincardine is in the Kincardine neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Kincardine, Kincardine.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Kincardine.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/21/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementPartial Basement, Partially Finished
Lot Size83 × 220.44 Feet
CountyBruce
Annual Tax$4,240.18
Legal DescriptionPT LT 1 E/S VICTORIA ST PL KINCARDINE AS IN R281658; KINCARDINE

Parking & Garage

Parking Total5.0
Parking Space4
Garage TypeDetached

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingCentral Air

Features

Property Features

  • Ravine
  • School
  • Wooded/Treed
  • Arts Centre
  • Fenced Yard
  • River/Stream

Interior Features

  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 817 OLDE VICTORIA Street, Kincardine, ON

Q.What is the asking price for 817 OLDE VICTORIA Street, Kincardine, ON ?

The current listing price for 817 OLDE VICTORIA Street, Kincardine, ON in Kincardine, Kincardine is $789,800.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 817 OLDE VICTORIA Street, Kincardine, ON ?

817 OLDE VICTORIA Street, Kincardine, ON is a Detached (2-Storey) featuring a Partial Basement, Partially Finished basement.

Q.What key property features does 817 OLDE VICTORIA Street, Kincardine, ON offer?

Key property features include: Ravine, School, Wooded/Treed, Arts Centre, Fenced Yard, River/Stream.

Q.What interior features are included in this home?

Interior highlights include: Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Central Air.

Location

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817 OLDE VICTORIA Street, Kincardine, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 817 OLDE VICTORIA Street, Kincardine, ON N2Z 2B4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kincardine.

Configure Loan Settings

Interest Rate4.00%
Down Payment$236,940 (30.0%)
* Minimum Canadian down payment required for this price is $53,980.
Amortization Period30 Years
Estimated Monthly Payment$2,629Based on a loan of $552,860 over 30 years.
Purchase Price$789,800
Loan Amount$552,860
Provincial Land Transfer Tax:$12,271
Total Estimated Closing Taxes:$12,271

About Purchasing a Home in Kincardine, ON

For a property listed at $789,800 in Kincardine, the legal minimum down payment is $53,980 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,271 for this transaction. As this listing is in Kincardine (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,271.

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Kincardine, Kincardine Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Kincardine, Kincardine.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$976,434

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Kincardine, Kincardine

Elementary Schools

St Anthony's
Public709 Russell Street, Kincardine, Ontario, N2Z 1R1
5.1
Huron Heights
Public785 Russell Street, Kincardine, Ontario, N2Z 1S7
6.5

Secondary Schools

Kincardine
Public885 River Lane, Kincardine, Ontario, N2Z 2B9
7.1

Kincardine, Kincardine Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.