1062 Montreal Street, Kingston, ON

$549,900
MLS#:X13582604
6 beds
3 baths
1500-2000 sqft
5.0 parking
Residential Freehold
1062 Montreal Street, Kingston, ON K7K 3K4

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 23 - Rideau. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $549,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 6 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1500-2000 sqft on a premium 63.67 x 117.62 ft lot
  • Features a apartment, separate entrance, walk-out, full, finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Carpet Free, In-Law Suite
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this versatile home ideally located just a 5-minute drive to downtown Kingston and the 401, offering convenience, flexibility, and plenty of opportunity. Freshly painted throughout, this home features a spacious main floor with a large foyer/mudroom area, a bright bedroom or home office, and an inviting open-concept living and dining space complete with a cozy woodstove. The main level also offers a second bedroom, 4-piece bathroom, and a generously sized kitchen with ample cabinetry and workspace. Upstairs, you'll love the character of the gleaming pine floors, vaulted ceilings, and two additional bedrooms along with another 4-piece bathroom. The lower level adds an incredible opportunity with a complete 2-bedroom in-law suite featuring an open-concept kitchen and living area, 3-piece bathroom, separate entrance, large windows, and its own laundry room. Vinyl flooring throughout the main and lower levels adds durability and easy maintenance. Outside, enjoy your own private space with a patio and gazebo, small deck, storage shed, and green space perfect for relaxing or entertaining. The large detached garage offers excellent storage, a loft area, and a newer steel roof. Whether you're looking for an investment opportunity, multi-generational living, or a first home with the potential to help offset your mortgage, this property offers a rare combination of location, space, and flexibility.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 1062 Montreal Street, Kingston is currently for sale and has been available on SousaSells for 17 days. This property is listed at $549,900 with an estimated mortgage of $1,830* per month. It has 6 beds, 3 bathrooms, and is 1500-2000 square feet. 1062 Montreal Street, Kingston is in the 23 - Rideau neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 6 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in 23 - Rideau, Kingston.

Highly Recommended for Families
What We Love About This Home
  • 6 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • 1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in 23 - Rideau, Kingston.

Target Buyer Match

Key Features

Bedrooms
6
Bathrooms
3
Kitchens
2
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold Conditional
Listed Date7/20/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionAluminum Siding
BasementApartment, Separate Entrance, Walk-Out, Full, Finished with Walk-Out
Lot Size63.67 × 117.62 Feet
CountyFrontenac
Annual Tax$2,731
Legal DescriptionPT LT 177, PL 404, PT 1 ON 13R18351 ; KINGSTON

Parking & Garage

Parking Total5.0
Parking Space4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Fenced Yard
  • Public Transit

Interior Features

  • Carpet Free
  • In-Law Suite

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 1062 Montreal Street, Kingston, ON

Q.What is the asking price for 1062 Montreal Street, Kingston, ON ?

The current listing price for 1062 Montreal Street, Kingston, ON in 23 - Rideau, Kingston is $549,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 6 bedrooms and 3 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 1062 Montreal Street, Kingston, ON ?

1062 Montreal Street, Kingston, ON is a Detached (1 1/2 Storey) featuring a Apartment, Separate Entrance, Walk-Out, Full, Finished with Walk-Out basement.

Q.What key property features does 1062 Montreal Street, Kingston, ON offer?

Key property features include: Fenced Yard, Public Transit.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, In-Law Suite.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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1062 Montreal Street, Kingston, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1062 Montreal Street, Kingston, ON K7K 3K4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kingston.

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Interest Rate4.00%
Down Payment$164,970 (30.0%)
* Minimum Canadian down payment required for this price is $29,990.
Amortization Period30 Years
Estimated Monthly Payment$1,830Based on a loan of $384,930 over 30 years.
Purchase Price$549,900
Loan Amount$384,930
Provincial Land Transfer Tax:$7,473
Total Estimated Closing Taxes:$7,473

About Purchasing a Home in Kingston, ON

For a property listed at $549,900 in Kingston, the legal minimum down payment is $29,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,473 for this transaction. As this listing is in Kingston (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,473.

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23 - Rideau, Kingston Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 23 - Rideau, Kingston.

Verified Local Data
City Population172,546
City Median Age42.8 Yrs
City Ownership63% Owners
Avg Area List Price$462,011

People & Families

Age Distribution

Household Composition

One-person households
30%
Families with children
35%
Couples without children
31%
Other households
4%

Top Ethnic Origins

English26%
Irish26%
Scottish22%
Canadian17%

Best Schools in 23 - Rideau, Kingston

Elementary Schools

St. Francis of Assisi
Catholic114 Wiley Street, Kingston, Ontario, K7K 5B5
0.9
John Graves Simcoe
Public90 Wiley Street, Kingston, Ontario, K7K 5B4
0.3
Rideau Heights
Public77 MacCauley Street, Kingston, Ontario, K7K 2V8
0.0
Molly Brant
Public30 Lyons Street, Kingston, Ontario, K7K 0C9
1.7
Lord Strathcona
Public251 McMahon Avenue, Kingston, Ontario, K7M 3H4
6.3

Secondary Schools

Regiopolis/Notre-Dame
Public130 Russell Street, Kingston, Ontario, K7K 2E9
6.9
Mille-Iles
Public158 Patrick Street, Kingston, Ontario, K7K 3P5
7.0
La Salle
Public773 Highway 15, Kingston, Ontario, K7L 4V3
5.8
Marie-Rivier
Public711 Dalton Avenue, Kingston, Ontario, K7M 8N6
7.3

23 - Rideau, Kingston Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied63%
Rented37%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.