11 ROSS Street, Kingston, ON

$639,900
MLS#:X9405288
3 beds
2 baths
1100-1500 sqft
5.0 parking
Residential Freehold
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Property no longer active

This property was sold on December 3, 2024. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 18 - Central City West. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $639,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient attached configuration
  • equipped with other central cooling and highly efficient heat pump heating via gas

Description

HUGE HYDRO CREDITS INCLUDED!!! Discover your ideal home in the heart of Polson Park! This immaculate 1480 sq ft bungalow offers everything your family needs. Step inside to find hardwood floors throughout the main floor, complemented by a cozy living room featuring a gas fireplace, a spacious family room, and a kitchen boasting ample cabinet space. The fully finished lower level is perfect for accommodating guests or pursuing your hobbies, complete with a 4pc bathroom, a versatile rec room, another family room with a fireplace, and a den. Storage won't be an issue with additional space including a 1.5 car garage. Benefit from modern upgrades such as a new net metered solar panel system, an electric heat pump, and a hot water tank. THE SOLAR GENERATION CREDITS ARE APPLIED AGAINST YOUR HYDRO BILL. Nestled in a charming, well-established neighborhood, you'll appreciate the convenience of being within walking distance or a short drive to schools, parks, shopping, Kingston’s downtown restaurants, waterfront, hospital, Queens, and St. Lawrence. Your perfect home awaits – don’t miss out on this opportunity!

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Property Summary

This detached home located at 11 ROSS Street, Kingston is currently for sale and has been available on SousaSells for 714 days. This property is listed at $639,900 with an estimated mortgage of $2,130* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 11 ROSS Street, Kingston is in the 18 - Central City West neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold price information is available to members only
Listed Date8/2/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFinished, Full
CountyFrontenac
Annual Tax$5,027.25
Legal DescriptionLT 118 PL 754 ; S/T FR100543 KINGSTON

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeHeat Pump
CoolingOther

Features

Property Features

Interior Features

Security Features

Community Features

Location

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11 ROSS Street, Kingston, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 11 ROSS Street, Kingston, ON K7M 2T7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kingston.

Configure Loan Settings

Interest Rate4.00%
Down Payment$191,970 (30.0%)
* Minimum Canadian down payment required for this price is $38,990.
Amortization Period30 Years
Estimated Monthly Payment$2,130Based on a loan of $447,930 over 30 years.
Purchase Price$639,900
Loan Amount$447,930
Provincial Land Transfer Tax:$9,273
Total Estimated Closing Taxes:$9,273

About Purchasing a Home in Kingston, ON

For a property listed at $639,900 in Kingston, the legal minimum down payment is $38,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,273 for this transaction. As this listing is in Kingston (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,273.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 18 - Central City West, Kingston.

Verified Local Data
City Population172,546
City Median Age42.8 Yrs
City Ownership63% Owners
Avg Area List Price$673,458

People & Families

Age Distribution

Household Composition

One-person households
30%
Families with children
35%
Couples without children
31%
Other households
4%

Top Ethnic Origins

English26%
Irish26%
Scottish22%
Canadian17%

Local Schools Guide

Elementary Schools

St Thomas More
Public234 Norman Rogers Drive, Kingston, Ontario, K7M 2R4
5.0
Polson Park
Public165 Robert Wallace Drive, Kingston, Ontario, K7M 1Y3
6.4
Centennial
Public120 Norman Rogers Drive, Kingston, Ontario, K7M 2R2
4.6
Madeleine-de-Roybon
Public72 Gilmour Avenue, Kingston, Ontario, K7M 9G6
7.7
Winston Churchill
Public530 Earl Street, Kingston, Ontario, K7L 2K3
7.7

Secondary Schools

Loyalist
Public153 Van Order Drive, Kingston, Ontario, K7M 1B9
5.6
Kingston
Public235 Frontenac Street, Kingston, Ontario, K7L 3S7
6.2
Regiopolis/Notre-Dame
Public130 Russell Street, Kingston, Ontario, K7K 2E9
6.9
Mille-Iles
Public158 Patrick Street, Kingston, Ontario, K7K 3P5
7.0

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied63%
Rented37%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.