113 Charles Street, Kingston, ON

$359,000
MLS#:X12581480
3 beds
2 baths
1500-2000 sqft
1.0 parking
Residential Freehold
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Property no longer active

This property was sold on December 5, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 22 - East of Sir John A. Blvd. Expertly crafted featuring premium stone and stucco (plaster) construction, this residence presents an exceptional opportunity offered at $359,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 42.01 x 134.34 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 1.0 total parking spaces available
  • Notable attributes: Other
  • Efficient forced air heating via gas

Description

Middle of the nineteenth century, a builder worked his way up the north side of Charles St, in Kingston's Inner Harbour neighbourhood, honing his skills, trying on different styles, always working with limestone. He ended at 113 Charles, putting up a perfectly lovely (and perfectly symmetrical) Regency cottage. High-ceilinged, pine-floored rooms either side of a centre hall. Later a kitchen was added at the rear, and eventually a couple of extra rooms up above and two (!) narrow staircases (in case someone's after you and a quick getaway is required). Not an awful lot has changed in the main house. The plaster walls have fared remarkably well, and surely there's an old chimney hidden in the walls somewhere. At some point, probably a century after the house was built, someone covered everything in stucco, as if they were icing the grandest of wedding cakes. There is a closed-in lean-to attached to the side wall (could you use the footprint for a car port?), and a porch at the back. The garden is both wide and deep, with an elaborate shed and even a small greenhouse. So many futures are possible. You could build into the attic, or replace the rear wall with glass so the light pours in, maybe put an entirely new back section on a heated pad. Eventually you'll want to quietly close the door and admire in private what you've made, how glorious it is, but maybe that's just me. More sociable You might just wander down the block to The Elm, the Cataraqui River, Daughters, or up to McBurney Park and the Sunday market, showing off your album of before and after snapshots.

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Property Summary

This detached home located at 113 Charles Street, Kingston is currently for sale and has been available on SousaSells for 232 days. This property is listed at $359,000 with an estimated mortgage of $1,195* per month. It has 3 beds, 2 bathrooms, and is 1500-2000 square feet. 113 Charles Street, Kingston is in the 22 - East of Sir John A. Blvd neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateDecember 5, 2025
Sold price information is available to members only
Listed Date11/27/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionStone, Stucco (Plaster)
BasementCrawl Space
Lot Size42.01 × 134.34 Feet
CountyFrontenac
Annual Tax$4,407.07
Legal DescriptionPT LT 6 N/S CHARLES ST, 7 N/S CHARLES ST PL B30 KINGSTON CITY AS IN FR382650; KINGSTON ; THE COUNTY OF FRONTENAC

Parking & Garage

Parking Spaces1.0
Garage Spaces1
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Interior Features

Other

Security Features

Community Features

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Location

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113 Charles Street, Kingston, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 113 Charles Street, Kingston, ON K7K 1V8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kingston.

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Interest Rate4.00%
Down Payment$107,700 (30.0%)
* Minimum Canadian down payment required for this price is $17,950.
Amortization Period30 Years
Estimated Monthly Payment$1,195Based on a loan of $251,300 over 30 years.
Purchase Price$359,000
Loan Amount$251,300
Provincial Land Transfer Tax:$3,860
Total Estimated Closing Taxes:$3,860

About Purchasing a Home in Kingston, ON

For a property listed at $359,000 in Kingston, the legal minimum down payment is $17,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,860 for this transaction. As this listing is in Kingston (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,860.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 22 - East of Sir John A. Blvd, Kingston.

Verified Local Data
City Population172,546
City Median Age42.8 Yrs
City Ownership63% Owners
Avg Area List Price$622,882

People & Families

Age Distribution

Household Composition

One-person households
30%
Families with children
35%
Couples without children
31%
Other households
4%

Top Ethnic Origins

English26%
Irish26%
Scottish22%
Canadian17%

Local Schools Guide

Elementary Schools

Central
Public237 Sydenham Street, Kingston, Ontario, K7K 3M3
5.0
Cathedrale
Public301 Johnson Street, Kingston, Ontario, K7L 1Y5
5.8
Rideau
Public9 Dundas Street, Kingston, Ontario, K7L 1N2
7.8
Sir John A. Macdonald
PublicJohnson Street, Kingston, Ontario, K7L 5G2
6.0
Winston Churchill
Public530 Earl Street, Kingston, Ontario, K7L 2K3
7.7

Secondary Schools

Mille-Iles
Public158 Patrick Street, Kingston, Ontario, K7K 3P5
7.0
Regiopolis/Notre-Dame
Public130 Russell Street, Kingston, Ontario, K7K 2E9
6.9
Kingston
Public235 Frontenac Street, Kingston, Ontario, K7L 3S7
6.2
Loyalist
Public153 Van Order Drive, Kingston, Ontario, K7M 1B9
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied63%
Rented37%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.