184 Montreal Street, Kingston, ON

$289,900
MLS#:X12112577
5 beds
2 baths
1500-2000 sqft
Residential Freehold
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Property Highlights

Welcome to this remarkable 3-Storey duplex located in the coveted neighborhood of 22 - East of Sir John A. Blvd. Expertly crafted featuring premium aluminum siding and concrete block construction, this residence presents an exceptional opportunity offered at $289,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1500-2000 sqft on a premium 25.97 x 66 ft lot
  • Features a half, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 0.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor, Storage
  • equipped with window unit(s) central cooling and highly efficient forced air heating via gas

Description

Prime Investment Opportunity 184 Montreal Street. This centrally located 3-storey detached home offers 5 bedrooms, 2 bathrooms, and 1768 sq ft of incredible rental potential and opportunity. Situated just 400m from Skeleton (McBurney) Park, 700m from Hotel Dieu Hospital, and less than 1.5km to Queens University, this property is ideally positioned for both student and professional tenants. Steps from major bus routes and downtown amenities, it provides easy access to everything Kingston has to offer. Currently configured as two separate units a main floor 1-bedroom and an upper 4-bedroom suite this home is zoned UR5, allowing for up to four legal units. Investors or savvy homeowners can explore various configurations, including converting it into a spacious 5-bedroom, 2-bathroom single-family residence or further developing it to maximize income potential. A major 2012 renovation added the bright and airy third floor, featuring large dormers and city views making it a standout feature for tenants or further development. Whether you're looking to live in one unit and rent the other, expand to a multi-unit income property, or renovate into a downtown dream home, 184 Montreal Street delivers flexibility and long-term value in Kingston's downtown core. Property is being sold "as is".

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Property Summary

This duplex located at 184 Montreal Street, Kingston is currently for sale and has been available on SousaSells for 441 days. This property is listed at $289,900 with an estimated mortgage of $965* per month. It has 5 beds, 2 bathrooms, and is 1500-2000 square feet. 184 Montreal Street, Kingston is in the 22 - East of Sir John A. Blvd neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
5
Bathrooms
2
Kitchens
2
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 7, 2025
Sold price information is available to members only
Listed Date4/30/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDuplex
Architectural Style3-Storey
ConstructionAluminum Siding, Concrete Block
BasementHalf, Unfinished
Lot Size25.97 × 66 Feet
CountyFrontenac
Annual Tax$4,342
Legal DescriptionLT 51 PL 1087 KINGSTON CITY; KINGSTON; THE COUNTY OF FRONTENAC

Parking & Garage

Parking Spaces0.0
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingWindow Unit(s)

Features

Property Features

Arts Centre, Hospital, Library, Park, Public Transit, Rec./Commun.Centre

Interior Features

Primary Bedroom - Main Floor, Storage

Security Features

Community Features

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Location

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184 Montreal Street, Kingston, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 184 Montreal Street, Kingston, ON K7K 3G4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kingston.

Configure Loan Settings

Interest Rate4.00%
Down Payment$86,970 (30.0%)
* Minimum Canadian down payment required for this price is $14,495.
Amortization Period30 Years
Estimated Monthly Payment$965Based on a loan of $202,930 over 30 years.
Purchase Price$289,900
Loan Amount$202,930
Provincial Land Transfer Tax:$2,824
Total Estimated Closing Taxes:$2,824

About Purchasing a Home in Kingston, ON

For a property listed at $289,900 in Kingston, the legal minimum down payment is $14,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,824 for this transaction. As this listing is in Kingston (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,824.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 22 - East of Sir John A. Blvd, Kingston.

Verified Local Data
City Population172,546
City Median Age42.8 Yrs
City Ownership63% Owners
Avg Area List Price$622,882

People & Families

Age Distribution

Household Composition

One-person households
30%
Families with children
35%
Couples without children
31%
Other households
4%

Top Ethnic Origins

English26%
Irish26%
Scottish22%
Canadian17%

Local Schools Guide

Elementary Schools

Central
Public237 Sydenham Street, Kingston, Ontario, K7K 3M3
5.0
Cathedrale
Public301 Johnson Street, Kingston, Ontario, K7L 1Y5
5.8
Rideau
Public9 Dundas Street, Kingston, Ontario, K7L 1N2
7.8
Sir John A. Macdonald
PublicJohnson Street, Kingston, Ontario, K7L 5G2
6.0
Winston Churchill
Public530 Earl Street, Kingston, Ontario, K7L 2K3
7.7

Secondary Schools

Mille-Iles
Public158 Patrick Street, Kingston, Ontario, K7K 3P5
7.0
Regiopolis/Notre-Dame
Public130 Russell Street, Kingston, Ontario, K7K 2E9
6.9
Kingston
Public235 Frontenac Street, Kingston, Ontario, K7L 3S7
6.2
Loyalist
Public153 Van Order Drive, Kingston, Ontario, K7M 1B9
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied63%
Rented37%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.