4 Cowdy Street, Kingston, ON

$299,900
MLS#:X12403199
1 beds
1 baths
700-1100 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 22 - East of Sir John A. Blvd. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $299,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 1 Bedroom and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 34.58 x 72 ft lot
  • 2.0 total parking spaces available
  • Notable attributes: Carpet Free, Water Heater Owned
  • Efficient baseboard heating via electric

Description

This one-of-a-kind home proves that great things come in smaller packages. Brimming with character and thoughtful updates, it offers comfort, charm, and functionality in every corner. Step inside and you'll immediately notice the inviting details that make this property stand out. The stylish kitchen features heated floors, a compact natural gas stove for extra winter warmth, and unique accents like a stone mural and etched cabinet glass preserved from the original design. The heated flooring extends into the adjoining office space perfect for working from home while staying cozy. From here, step out to a low-maintenance backyard with a powered shed and just enough room for summer barbecues or intimate gatherings. The main floor continues with a cleverly tucked-away laundry area and a fully renovated bathroom boasting heated floors, a towel warmer, and an oversized walk-in shower. A cozy front living room provides the ideal spot to unwind with a book or enjoy your favorite shows. Upstairs, the loft-style bedroom feels like a peaceful retreat. Complete with a custom wall-to-wall storage system, it offers both comfort and practicality in a private setting. Unique, historic, and full of personality, 4 Cowdy Street is truly a rare find. If you've been searching for a home with character and heart, this is the one to see. Note that there is driveway parking available for 2 vehicles.

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Property Summary

This detached home located at 4 Cowdy Street, Kingston is currently for sale and has been available on SousaSells for 303 days. This property is listed at $299,900 with an estimated mortgage of $998* per month. It has 1 bed, 1 bathroom, and is 700-1100 square feet. 4 Cowdy Street, Kingston is in the 22 - East of Sir John A. Blvd neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
1
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateSeptember 22, 2025
Sold price information is available to members only
Listed Date9/15/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementNone
Lot Size34.58 × 72 Feet
CountyFrontenac
Annual Tax$2,898
Legal DescriptionPT LT 8-9 PL D8 KINGSTON CITY AS IN FR642490; KINGSTON ; THE COUNTY OF FRONTENAC

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

Interior Features

Carpet Free, Water Heater Owned

Security Features

Community Features

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Location

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4 Cowdy Street, Kingston, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 4 Cowdy Street, Kingston, ON K7K 3V7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kingston.

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Interest Rate4.00%
Down Payment$89,970 (30.0%)
* Minimum Canadian down payment required for this price is $14,995.
Amortization Period30 Years
Estimated Monthly Payment$998Based on a loan of $209,930 over 30 years.
Purchase Price$299,900
Loan Amount$209,930
Provincial Land Transfer Tax:$2,974
Total Estimated Closing Taxes:$2,974

About Purchasing a Home in Kingston, ON

For a property listed at $299,900 in Kingston, the legal minimum down payment is $14,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,974 for this transaction. As this listing is in Kingston (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,974.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 22 - East of Sir John A. Blvd, Kingston.

Verified Local Data
City Population172,546
City Median Age42.8 Yrs
City Ownership63% Owners
Avg Area List Price$622,882

People & Families

Age Distribution

Household Composition

One-person households
30%
Families with children
35%
Couples without children
31%
Other households
4%

Top Ethnic Origins

English26%
Irish26%
Scottish22%
Canadian17%

Local Schools Guide

Elementary Schools

Central
Public237 Sydenham Street, Kingston, Ontario, K7K 3M3
5.0
Cathedrale
Public301 Johnson Street, Kingston, Ontario, K7L 1Y5
5.8
Rideau
Public9 Dundas Street, Kingston, Ontario, K7L 1N2
7.8
Sir John A. Macdonald
PublicJohnson Street, Kingston, Ontario, K7L 5G2
6.0
Winston Churchill
Public530 Earl Street, Kingston, Ontario, K7L 2K3
7.7

Secondary Schools

Mille-Iles
Public158 Patrick Street, Kingston, Ontario, K7K 3P5
7.0
Regiopolis/Notre-Dame
Public130 Russell Street, Kingston, Ontario, K7K 2E9
6.9
Kingston
Public235 Frontenac Street, Kingston, Ontario, K7L 3S7
6.2
Loyalist
Public153 Van Order Drive, Kingston, Ontario, K7M 1B9
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied63%
Rented37%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.