424 VICTORIA Street, Kingston, ON

$674,900
MLS#:X13865882
3 beds
2 baths
700-1100 sqft
3.0 parking
Residential Freehold
Residential Freehold for sale - 3 Bed, 2 Bath Home at 424 VICTORIA Street Kingston ON listed at $674,900 (MLS# X13865882) - Main View
For Sale
Added:Oct 6, 2026(today)
Updated:Oct 6, 2026(today)
Last Checked:10 minutes ago

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Central City East. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $674,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 33 x 99 ft lot
  • Features a unfinished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 1.0 garage spaces (3.0 total parking spaces) with a convenient detached configuration
  • Notable attributes: None
  • Efficient forced air heating via gas

Description

Welcome to 424 Victoria Street, a charming detached home in Kingston's historic Williamsville neighbourhood only steps from Queen's University and Downtown Kingston. Today, this inviting property pairs that established neighbourhood setting with bright, open living spaces and a versatile layout. The main floor brings the living room, dining area, and kitchen together for easy everyday living and entertaining. Wood floors and generous windows create a warm atmosphere, while the kitchen features light cabinetry, recessed lighting, and a central island with breakfast-bar seating. Two main-floor bedrooms, a three-piece bathroom, and a separate powder room add practical convenience. Upstairs, a spacious loft with sloped ceilings and a skylight offers a welcoming retreat, with room for a home office, rec space, or an additional bedroom. The unfinished basement provides laundry facilities and ample storage. Outside, enjoy a rear deck overlooking a backyard framed by mature trees, along with a detached garage and side driveway. With its appealing combination of character, flexible space, and outdoor amenities, 424 Victoria Street offers an opportunity to make yourself at home in one of Kingston's longstanding central neighbourhoods.

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Property Summary

This detached home located at 424 VICTORIA Street, Kingston is currently for sale and has been available for 0 days. This property is listed at $674,900 with an estimated mortgage of $2,246* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 424 VICTORIA Street, Kingston is in the Central City East neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Central City East, Kingston.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Kingston.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$674,900
AddedOct 6, 2026 (today)
UpdatedOct 6, 2026 (today)
Last Checked10 minutes ago
Transaction TypeFor Sale
List Office NameAXON REAL ESTATE BROKERAGE INC.

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementUnfinished, Full
Lot Size33 Ă— 99 Feet
CountyFrontenac
Annual Tax$4,414.94
Legal DescriptionPT LT 60 PL A8 KINGSTON CITY AS IN FR311385; KINGSTON ; THE COUNTY OF FRONTENAC

Parking & Garage

Parking Total3.0
Parking Space1
Garage Parking1.0
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

  • Hospital

Interior Features

  • None

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Kingston Home Buyer Advisory & Market HubActive MLS® Listing in Kingston, Ontario

Looking to Buy a Home in Kingston?

If you are looking for a house in Kingston or researching Kingston real estate for sale, this 3-bedroom detached at 424 VICTORIA Street, Kingston, ON offers an exceptional opportunity to buy a home in Kingston, Ontario. Whether you are a first-time Kingston home buyer or comparing active Kingston MLS® homes for sale, working with a dedicated Kingston buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Kingston Homes for Sale & MLS® Listings

Browse all verified Kingston real estate listings, compare active Kingston houses for sale, and view brand new MLS® inventory before it hits the open market.

Dedicated Kingston Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Kingston realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Kingston Buyer Budget & Costs

Estimated mortgage: $2,246*/month*. Estimated Ontario Land Transfer Tax: $9,973. First-time Kingston home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Kingston

Frequently Asked Questions about 424 VICTORIA Street, Kingston, ON

Q.What is the asking price for 424 VICTORIA Street, Kingston, ON ?

The current listing price for 424 VICTORIA Street, Kingston, ON in Central City East, Kingston is $674,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 424 VICTORIA Street, Kingston, ON ?

424 VICTORIA Street, Kingston, ON is a Detached (1 1/2 Storey) featuring a Unfinished, Full basement.

Q.What key property features does 424 VICTORIA Street, Kingston, ON offer?

Key property features include: Hospital.

Q.What interior features are included in this home?

Interior highlights include: None.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via None.

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Location

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424 VICTORIA Street, Kingston, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Central City East, Kingston

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 424 VICTORIA Street, Kingston, ON K7L 3Z5

Estimated Sales Range
$641,000 - $661,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kingston.

Configure Loan Settings

Interest Rate4.00%
Down Payment$202,470 (30.0%)
* Minimum Canadian down payment required for this price is $42,490.
Amortization Period30 Years
Estimated Monthly Payment$2,246Based on a loan of $472,430 over 30 years.
Purchase Price$674,900
Loan Amount$472,430
Provincial Land Transfer Tax:$9,973
Total Estimated Closing Taxes:$9,973

About Purchasing a Home in Kingston, ON

For a property listed at $674,900 in Kingston, the legal minimum down payment is $42,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,973 for this transaction. As this listing is in Kingston (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,973.

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Central City East, Kingston Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Central City East, Kingston.

Verified Local Data
City Population172,546
City Median Age42.8 Yrs
City Ownership63% Owners
Avg Area List Price$1,201,750

People & Families

Age Distribution

Household Composition

One-person households
30%
Families with children
35%
Couples without children
31%
Other households
4%

Top Ethnic Origins

English26%
Irish26%
Scottish22%
Canadian17%

Best Schools in Central City East, Kingston

Elementary Schools

Cathedrale
Public301 Johnson Street, Kingston, Ontario, K7L 1Y5
5.8
Sir John A. Macdonald
PublicJohnson Street, Kingston, Ontario, K7L 5G2
6.0
Central
Public237 Sydenham Street, Kingston, Ontario, K7K 3M3
5.0
Winston Churchill
Public530 Earl Street, Kingston, Ontario, K7L 2K3
7.7
Rideau
Public9 Dundas Street, Kingston, Ontario, K7L 1N2
7.8

Secondary Schools

Kingston
Public235 Frontenac Street, Kingston, Ontario, K7L 3S7
6.2
Mille-Iles
Public158 Patrick Street, Kingston, Ontario, K7K 3P5
7.0
Regiopolis/Notre-Dame
Public130 Russell Street, Kingston, Ontario, K7K 2E9
6.9
Loyalist
Public153 Van Order Drive, Kingston, Ontario, K7M 1B9
5.6

Central City East, Kingston Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied63%
Rented37%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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