548 Division Street, Kingston, ON

$549,900
MLS#:X14109238
2 beds
1 baths
1100-1500 sqft
4.0 parking
Residential Freehold
Residential Freehold for sale - 2 Bed, 1 Bath Home at 548 Division Street Kingston ON listed at $549,900 (MLS# X14109238) - Main View
For Sale
Added:Oct 22, 2026(1 day ago)
Updated:Oct 22, 2026(1 day ago)
Last Checked:9 minutes ago

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of East of Sir John A. Blvd. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $549,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 49.21 x 147.56 ft lot
  • Features a unfinished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 0.0 garage spaces (4.0 total parking spaces) with a convenient other configuration
  • Notable attributes: Carpet Free, Storage, Water Heater Owned
  • Efficient forced air heating via gas

Description

Lovingly maintained by the same owners for nearly 40 years, this charming home is a special find. Set on an exceptional property where privacy and nature abound, this warm and welcoming one-and-a-half-storey layout offers plenty of character and many thoughtful updates. The main floor features an enclosed front sunroom, a cozy living room with a stone fireplace focal point, a den/ office space, a separate dining area and a well-appointed kitchen. A rear family room addition provides sought-after extra living space. Upstairs, you'll find two bedrooms with surprisingly generous closet space and a four-piece bathroom. The high-and-dry basement offers excellent storage or workshop potential. With ample parking and a large detached garden shed, this turnkey home is an appealing choice for first-time buyers, downsizers, or Queen's parents looking for a comfortable home for their student. A wonderful home, walking distance to downtown and the Memorial Centre Sunday market, there is so much to offer here- come see it for yourself.

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Property Summary

This detached home located at 548 Division Street, Kingston is currently for sale and has been available for 1 day. This property is listed at $549,900 with an estimated mortgage of $1,830* per month. It has 2 beds, 1 bathroom, and is 1100-1500 square feet. 548 Division Street, Kingston is in the East of Sir John A. Blvd neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in East of Sir John A. Blvd, Kingston.

Great for Small Household / Couples
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$549,900
AddedOct 22, 2026 (1 day ago)
UpdatedOct 22, 2026 (1 day ago)
Last Checked9 minutes ago
Transaction TypeFor Sale
List Office NameROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionBrick
BasementUnfinished, Full
Lot Size49.21 Ă— 147.56 Feet
CountyFrontenac
Annual Tax$3,802
Rental Itemsnone
Legal DescriptionPT LT 24, CON 2 AS IN FR487336 & PT 1, 13R21012 CITY OF KINGSTON

Parking & Garage

Parking Total4.0
Parking Space4
Garage Parking0.0
Garage TypeOther

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

  • Wooded/Treed
  • School
  • School Bus Route
  • Park
  • Place Of Worship

Interior Features

  • Carpet Free
  • Storage
  • Water Heater Owned

Security Features

  • Alarm System

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Kingston Home Buyer Advisory & Market HubActive MLS® Listing in Kingston, Ontario

Looking to Buy a Home in Kingston?

If you are looking for a house in Kingston or researching Kingston real estate for sale, this 2-bedroom detached at 548 Division Street, Kingston, ON offers an exceptional opportunity to buy a home in Kingston, Ontario. Whether you are a first-time Kingston home buyer or comparing active Kingston MLS® homes for sale, working with a dedicated Kingston buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Kingston Homes for Sale & MLS® Listings

Browse all verified Kingston real estate listings, compare active Kingston houses for sale, and view brand new MLS® inventory before it hits the open market.

Dedicated Kingston Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Kingston realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Kingston Buyer Budget & Costs

Estimated mortgage: $1,830*/month*. Estimated Ontario Land Transfer Tax: $7,473. First-time Kingston home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Kingston

Frequently Asked Questions about 548 Division Street, Kingston, ON

Q.What is the asking price for 548 Division Street, Kingston, ON ?

The current listing price for 548 Division Street, Kingston, ON in East of Sir John A. Blvd, Kingston is $549,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately 1100-1500 sqft.

Q.What property type and architectural style is 548 Division Street, Kingston, ON ?

548 Division Street, Kingston, ON is a Detached (1 1/2 Storey) featuring a Unfinished, Full basement.

Q.What key property features does 548 Division Street, Kingston, ON offer?

Key property features include: Wooded/Treed, School, School Bus Route, Park, Place Of Worship.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, Storage, Water Heater Owned.

Q.What security features are installed at 548 Division Street, Kingston, ON ?

Security features include: Alarm System.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (Other).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via None.

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Location

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548 Division Street, Kingston, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

East of Sir John A. Blvd, Kingston

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 548 Division Street, Kingston, ON K7K 4B4

Estimated Sales Range
$522,000 - $539,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kingston.

Configure Loan Settings

Interest Rate4.00%
Down Payment$164,970 (30.0%)
* Minimum Canadian down payment required for this price is $29,990.
Amortization Period30 Years
Estimated Monthly Payment$1,830Based on a loan of $384,930 over 30 years.
Purchase Price$549,900
Loan Amount$384,930
Provincial Land Transfer Tax:$7,473
Total Estimated Closing Taxes:$7,473

About Purchasing a Home in Kingston, ON

For a property listed at $549,900 in Kingston, the legal minimum down payment is $29,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,473 for this transaction. As this listing is in Kingston (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,473.

Similar Listings in East of Sir John A. Blvd, Kingston

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East of Sir John A. Blvd, Kingston Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for East of Sir John A. Blvd, Kingston.

Verified Local Data
City Population172,546
City Median Age42.8 Yrs
City Ownership63% Owners
Avg Area List Price$504,900

People & Families

Age Distribution

Household Composition

One-person households
30%
Families with children
35%
Couples without children
31%
Other households
4%

Top Ethnic Origins

English26%
Irish26%
Scottish22%
Canadian17%

Best Schools in East of Sir John A. Blvd, Kingston

Elementary Schools

Rideau
Public9 Dundas Street, Kingston, Ontario, K7L 1N2
7.8
Cathedrale
Public301 Johnson Street, Kingston, Ontario, K7L 1Y5
5.8
Central
Public237 Sydenham Street, Kingston, Ontario, K7K 3M3
5.0
Winston Churchill
Public530 Earl Street, Kingston, Ontario, K7L 2K3
7.7
Molly Brant
Public30 Lyons Street, Kingston, Ontario, K7K 0C9
1.7

Secondary Schools

Regiopolis/Notre-Dame
Public130 Russell Street, Kingston, Ontario, K7K 2E9
6.9
Mille-Iles
Public158 Patrick Street, Kingston, Ontario, K7K 3P5
7.0
Kingston
Public235 Frontenac Street, Kingston, Ontario, K7L 3S7
6.2
Loyalist
Public153 Van Order Drive, Kingston, Ontario, K7M 1B9
5.6

East of Sir John A. Blvd, Kingston Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied63%
Rented37%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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