554 Whistler Terrace, Kingston, ON

$479,900
MLS#:X12786752
3 beds
2 baths
1100-1500 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow semi-detached located in the coveted neighborhood of 35 - East Gardiners Rd. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $479,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 29.62 x 117.2 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: In-Law Capability, Storage
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 554 Whistler Terrace, a well-maintained semi-detached bungalow offering excellent in-law potential with a separate side entrance, ideal for extended family or multi-generational living. Tucked away on a quiet cul-de-sac in Waterloo Village, one of Kingston's desirable west-end neighbourhoods, this home offers a peaceful setting with everyday conveniences close by. The layout includes 3 bedrooms on the main level, 1 bedroom downstairs, and two full bathrooms - one upstairs and one in the finished basement - providing flexible and functional living space. The main floor features an updated kitchen (2021) with abundant cabinet space, a refreshed upstairs bathroom (2019), and bright living areas enhanced by newer front and basement windows (2020). New front and side doors (2020) add an extra layer of security and peace of mind, while the roof was replaced in 2022.The fully finished basement (2021) expands your living space and is well-suited for an in-law setup, complete with a bedroom and full bath. Major mechanical updates include a new furnace (2023) and new AC (2025). The home is also scheduled for a 100-amp, 40-circuit electrical panel upgrade in February 2026, adding future-ready electrical capacity. Outside, enjoy the two-tiered back and side deck (2024)- perfect for relaxing or entertaining - along with updated front porch railing (2023). A public transit stop is located at the end of the street, and the home is close to schools, shopping, and everyday amenities. This move-in-ready bungalow delivers comfort, versatility, and a sought-after west-end location.

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Property Summary

This detached home located at 554 Whistler Terrace, Kingston is currently for sale and has been available on SousaSells for 153 days. This property is listed at $479,900 with an estimated mortgage of $1,597* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 554 Whistler Terrace, Kingston is in the 35 - East Gardiners Rd neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateFebruary 19, 2026
Sold price information is available to members only
Listed Date2/13/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural StyleBungalow
ConstructionAluminum Siding
BasementFinished, Full
Lot Size29.62 × 117.2 Feet
CountyFrontenac
Annual Tax$3,442.59
Legal DescriptionPT LT 25, PL 1940, PT 5, 13R9162 ; KINGSTON TOWNSHIP

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Hospital, Library, Public Transit, Park, Place Of Worship

Interior Features

In-Law Capability, Storage

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

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Location

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554 Whistler Terrace, Kingston, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 554 Whistler Terrace, Kingston, ON K7M 8J6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kingston.

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Interest Rate4.00%
Down Payment$143,970 (30.0%)
* Minimum Canadian down payment required for this price is $23,995.
Amortization Period30 Years
Estimated Monthly Payment$1,597Based on a loan of $335,930 over 30 years.
Purchase Price$479,900
Loan Amount$335,930
Provincial Land Transfer Tax:$6,073
Total Estimated Closing Taxes:$6,073

About Purchasing a Home in Kingston, ON

For a property listed at $479,900 in Kingston, the legal minimum down payment is $23,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,073 for this transaction. As this listing is in Kingston (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,073.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 35 - East Gardiners Rd, Kingston.

Verified Local Data
City Population172,546
City Median Age42.8 Yrs
City Ownership63% Owners
Avg Area List Price$541,038

People & Families

Age Distribution

Household Composition

One-person households
30%
Families with children
35%
Couples without children
31%
Other households
4%

Top Ethnic Origins

English26%
Irish26%
Scottish22%
Canadian17%

Local Schools Guide

Elementary Schools

St Marguerite Bourgeoys
Public355 Waterloo Drive, Kingston, Ontario, K7M 8P5
6.3
Truedell
Public641 Truedell Road, Kingston, Ontario, K7M 6W6
4.7
Madeleine-de-Roybon
Public72 Gilmour Avenue, Kingston, Ontario, K7M 9G6
7.7
St Paul Catholic
Catholic266 McMahon Avenue, Kingston, Ontario, K7M 3H2
6.5
Polson Park
Public165 Robert Wallace Drive, Kingston, Ontario, K7M 1Y3
6.4

Secondary Schools

Frontenac
Public1789 Bath Road, Kingston, Ontario, K7M 4Y3
7.0
Loyalist
Public153 Van Order Drive, Kingston, Ontario, K7M 1B9
5.6
Bayridge
Public1059 Taylor Kidd Boulevard, Kingston, Ontario, K7M 6J9
6.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied63%
Rented37%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.