62 Stephen Street, Kingston, ON

$447,500
MLS#:X12123970
3 beds
2 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 22 - East of Sir John A. Blvd. Expertly crafted featuring premium stucco (plaster) construction, this residence presents an exceptional opportunity offered at $447,500 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 27.09 x 100.2 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Carpet Free, Water Heater Owned
  • equipped with wall unit(s) central cooling and highly efficient baseboard heating via electric

Description

Charming Downtown Home with Room to Grow! Welcome to 62 Stephen Street a rare gem in the heart of Kingston offering incredible value under $450,000.Recently professionally renovated from a duplex into a spacious single-family home, this move-in-ready property features 3 bedrooms, 2 bathrooms, and over 1,300 sq ft of flexible living space. The bright and functional layout includes a beautiful, updated kitchen, spacious living and dining area, and main floor laundry. The large mud room isa great feature lots of room for outerwear, bikes, strollers, and sports equipment. Enjoy the low-maintenance fenced yard, private parking for three vehicles, and unbeatable convenience. You are an easy walk or bike ride to Kingston's vibrant downtown, hospitals, Queens University, CFB Kingston, schools, and public transit including a direct route to St. Lawrence College. The neighbourhood boasts many parks, including the Memorial Centre Off Leash Dog Park, the Culligan Waterpark, and McBurney/Skeleton Park. Whether you're a first-time buyer, young family, or investor, this home is a needle in a haystack, offering move-in-ready comfort with future income potential. Don't miss this opportunity!

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Property Summary

This detached home located at 62 Stephen Street, Kingston is currently for sale and has been available on SousaSells for 437 days. This property is listed at $447,500 with an estimated mortgage of $1,490* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 62 Stephen Street, Kingston is in the 22 - East of Sir John A. Blvd neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJuly 2, 2025
Sold price information is available to members only
Listed Date5/5/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionStucco (Plaster)
BasementUnfinished
Lot Size27.09 × 100.2 Feet
CountyFrontenac
Annual Tax$3,355.79
Legal DescriptionPT FARM LT 1 CON WGCR KINGSTON PT 1 13R16312; KINGSTON ; THE COUNTY OF FRONTENAC

Parking & Garage

Parking Spaces3.0
Garage Spaces3
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingWall Unit(s)

Features

Property Features

Fenced Yard, Hospital, Park, Place Of Worship, Public Transit, School

Interior Features

Carpet Free, Water Heater Owned

Security Features

Smoke Detector

Community Features

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Location

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62 Stephen Street, Kingston, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 62 Stephen Street, Kingston, ON K7K 2C4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kingston.

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Interest Rate4.00%
Down Payment$134,250 (30.0%)
* Minimum Canadian down payment required for this price is $22,375.
Amortization Period30 Years
Estimated Monthly Payment$1,490Based on a loan of $313,250 over 30 years.
Purchase Price$447,500
Loan Amount$313,250
Provincial Land Transfer Tax:$5,425
Total Estimated Closing Taxes:$5,425

About Purchasing a Home in Kingston, ON

For a property listed at $447,500 in Kingston, the legal minimum down payment is $22,375 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,425 for this transaction. As this listing is in Kingston (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,425.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 22 - East of Sir John A. Blvd, Kingston.

Verified Local Data
City Population172,546
City Median Age42.8 Yrs
City Ownership63% Owners
Avg Area List Price$622,882

People & Families

Age Distribution

Household Composition

One-person households
30%
Families with children
35%
Couples without children
31%
Other households
4%

Top Ethnic Origins

English26%
Irish26%
Scottish22%
Canadian17%

Local Schools Guide

Elementary Schools

Central
Public237 Sydenham Street, Kingston, Ontario, K7K 3M3
5.0
Cathedrale
Public301 Johnson Street, Kingston, Ontario, K7L 1Y5
5.8
Rideau
Public9 Dundas Street, Kingston, Ontario, K7L 1N2
7.8
Sir John A. Macdonald
PublicJohnson Street, Kingston, Ontario, K7L 5G2
6.0
Winston Churchill
Public530 Earl Street, Kingston, Ontario, K7L 2K3
7.7

Secondary Schools

Mille-Iles
Public158 Patrick Street, Kingston, Ontario, K7K 3P5
7.0
Regiopolis/Notre-Dame
Public130 Russell Street, Kingston, Ontario, K7K 2E9
6.9
Kingston
Public235 Frontenac Street, Kingston, Ontario, K7L 3S7
6.2
Loyalist
Public153 Van Order Drive, Kingston, Ontario, K7M 1B9
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied63%
Rented37%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.