631 Victoria Street, Kingston, ON

$449,900
MLS#:X12034494
4 beds
2 baths
1500-2000 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey duplex located in the coveted neighborhood of 22 - East of Sir John A. Blvd. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $449,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1500-2000 sqft on a premium 33.33 x 131.88 ft lot
  • Features a full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: None
  • Efficient forced air heating via gas

Description

Downtown Duplex-two 2 bedroom, 1 bathroom units. Located between Princess and Concession in a transitioning neighbourhood with infill projects and several multi-units in the immediate area. Two hydro services to the building. On a 33 x 131' lot with ample parking behind and likely opportunity for future development/addition according to initial discussions with city planning. Tenant occupied with long-term leases, minimum 24 hours notice to show.

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Property Summary

This duplex located at 631 Victoria Street, Kingston is currently for sale and has been available on SousaSells for 479 days. This property is listed at $449,900 with an estimated mortgage of $1,498* per month. It has 4 beds, 2 bathrooms, and is 1500-2000 square feet. 631 Victoria Street, Kingston is in the 22 - East of Sir John A. Blvd neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
2
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJuly 28, 2025
Sold price information is available to members only
Listed Date3/21/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDuplex
Architectural Style2-Storey
ConstructionAluminum Siding
BasementFull
Lot Size33.33 × 131.88 Feet
CountyFrontenac
Annual Tax$4,361.04
Legal DescriptionPT LT 13 PL A8 KINGSTON CITY AS IN FR169969; S/T & T/W FR169969; KINGSTON: THE COUNTY OF FRONTENAC

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Park

Interior Features

None

Security Features

Community Features

Location

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631 Victoria Street, Kingston, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 631 Victoria Street, Kingston, ON K7K 4S3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kingston.

Configure Loan Settings

Interest Rate4.00%
Down Payment$134,970 (30.0%)
* Minimum Canadian down payment required for this price is $22,495.
Amortization Period30 Years
Estimated Monthly Payment$1,498Based on a loan of $314,930 over 30 years.
Purchase Price$449,900
Loan Amount$314,930
Provincial Land Transfer Tax:$5,473
Total Estimated Closing Taxes:$5,473

About Purchasing a Home in Kingston, ON

For a property listed at $449,900 in Kingston, the legal minimum down payment is $22,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,473 for this transaction. As this listing is in Kingston (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Kingston.

Verified Local Data
City Population172,546
City Median Age42.8 Yrs
City Ownership63% Owners
Avg Area List Price$734,197

People & Families

Age Distribution

Household Composition

One-person households
30%
Families with children
35%
Couples without children
31%
Other households
4%

Top Ethnic Origins

English26%
Irish26%
Scottish22%
Canadian17%

Local Schools Guide

Elementary Schools

St Paul Catholic
Catholic266 McMahon Avenue, Kingston, Ontario, K7M 3H2
6.5
Lord Strathcona
Public251 McMahon Avenue, Kingston, Ontario, K7M 3H4
6.3
Madeleine-de-Roybon
Public72 Gilmour Avenue, Kingston, Ontario, K7M 9G6
7.7
St Marguerite Bourgeoys
Public355 Waterloo Drive, Kingston, Ontario, K7M 8P5
6.3
Polson Park
Public165 Robert Wallace Drive, Kingston, Ontario, K7M 1Y3
6.4

Secondary Schools

Loyalist
Public153 Van Order Drive, Kingston, Ontario, K7M 1B9
5.6
Marie-Rivier
Public711 Dalton Avenue, Kingston, Ontario, K7M 8N6
7.3
Regiopolis/Notre-Dame
Public130 Russell Street, Kingston, Ontario, K7K 2E9
6.9

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied63%
Rented37%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.