634 Fleet Street, Kingston, ON

$435,000
MLS#:X12782760
4 beds
2 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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Property no longer active

This property was sold on February 17, 2026. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Sidesplit detached located in the coveted neighborhood of 37 - South of Taylor-Kidd Blvd. Expertly crafted featuring premium aluminum siding and brick construction, this residence presents an exceptional opportunity offered at $435,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 48.91 x 162.45 ft lot
  • Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: In-Law Capability
  • Efficient baseboard heating via electric

Description

In that leafy west-end pocket south of Bayridge Secondary and north of Lemoines Point, 634 Fleet St guards the bend in the road, protects its pie-shaped lot with a sky-scraping pine tree that connects like a camouflaged thread the land north of Lake Ontario to the towering cumulus above it. The house went up in 1970, and sprawls along the horizon - an attached garage at one end and the bedrooms a little higher at the other. There are three of those on the second level, and a fourth in the basement, next to the laundry room, the extra bath, and the panelled rec room with its lime green shag. On the main level, the living room and dining room wrap around the original kitchen with its door out to the deck and garden. The charms are obvious, but most will still choose to refresh the house top to bottom, is my guess. The coming spring feels the ideal time for that - throw open the doors and windows and gather your materials in the long driveway, or lay out your plans on the back deck. The house is priced to comfortably accommodate some pretty elaborate changes. Just don't take out that livid, ankle-grabbing carpet, I beg you.

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Property Summary

This detached home located at 634 Fleet Street, Kingston is currently for sale and has been available on SousaSells for 155 days. This property is listed at $435,000 with an estimated mortgage of $1,448* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 634 Fleet Street, Kingston is in the 37 - South of Taylor-Kidd Blvd neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateFebruary 17, 2026
Sold price information is available to members only
Listed Date2/12/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleSidesplit
ConstructionAluminum Siding, Brick
BasementPartially Finished
Lot Size48.91 × 162.45 Feet
CountyFrontenac
Annual Tax$3,546
Legal DescriptionLT 256, PL 1568 ; S/T FR197405 KINGSTON TOWNSHIP

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

Interior Features

In-Law Capability

Security Features

Community Features

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Location

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634 Fleet Street, Kingston, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 634 Fleet Street, Kingston, ON K7M 5A2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kingston.

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Interest Rate4.00%
Down Payment$130,500 (30.0%)
* Minimum Canadian down payment required for this price is $21,750.
Amortization Period30 Years
Estimated Monthly Payment$1,448Based on a loan of $304,500 over 30 years.
Purchase Price$435,000
Loan Amount$304,500
Provincial Land Transfer Tax:$5,175
Total Estimated Closing Taxes:$5,175

About Purchasing a Home in Kingston, ON

For a property listed at $435,000 in Kingston, the legal minimum down payment is $21,750 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,175 for this transaction. As this listing is in Kingston (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,175.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 37 - South of Taylor-Kidd Blvd, Kingston.

Verified Local Data
City Population172,546
City Median Age42.8 Yrs
City Ownership63% Owners
Avg Area List Price$607,663

People & Families

Age Distribution

Household Composition

One-person households
30%
Families with children
35%
Couples without children
31%
Other households
4%

Top Ethnic Origins

English26%
Irish26%
Scottish22%
Canadian17%

Local Schools Guide

Elementary Schools

Bayridge
Public1059 Taylor Kidd Boulevard, Kingston, Ontario, K7M 6J9
4.0
John XXIII
Public736 Mona Drive, Kingston, Ontario, K7M 5Z9
5.8
Lancaster Drive
Public1020 Lancaster Drive, Kingston, Ontario, K7P 2R7
6.5
Truedell
Public641 Truedell Road, Kingston, Ontario, K7M 6W6
4.7
James R Henderson
Public361 Roosevelt Drive, Kingston, Ontario, K7M 4Y3
6.3

Secondary Schools

Bayridge
Public1059 Taylor Kidd Boulevard, Kingston, Ontario, K7M 6J9
6.6
Holy Cross
Public1085 Woodbine Road, Kingston, Ontario, K7P 2V9
7.0
Frontenac
Public1789 Bath Road, Kingston, Ontario, K7M 4Y3
7.0

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied63%
Rented37%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.